Associated Bank Visa Signature Card - Card details and review

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

20.74%

APR:

20.99% Variable

23.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

None

Intro Period:

6 billing cycles

None

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

24 - 30 days

Default/Penalty APR:

Unknown

Default/Penalty Margin:

Unknown

Default/Penalty APR Floor:

Unknown

Maximum Default APR:

Penalty/Default Trigger:

Unknown

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

2% - 3%

Late Fee:

See Special Notes

Over-the-limit Fee:

None

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

1% unlimited cash back. Earn one point for every net dollar spent. Earn three points for every net dollar spent on gas, grocery, and drugstore purchases. Roundtrip airline ticket at 25,000 points. The richest travel, gift certificates, and merchandise rewards. Choose Your Own Rewards — redeem reward points for any card purchase. No Preset Spending Limit. Earn 2,500 first-use bonus points, which you can redeem for a $25 statement credit.

Special Notes:

Applicant must be 18 years of age, have a U.S. address, Social Security number, and a minimum annual household income of $12,000. Late payment fee is up to $35 and the returned payment fee is up to $35. Grace Period: Your due date is 24 - 30 days after the close of each billing cycle. The card issuer will not charge you interest on purchases if you pay your entire balance by the due date each month. Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. There is no pre-set spending limit: means that individual transactions are authorized by Elan Financial Services based on factors such as account history, credit record, and payment resources. Elan Financial Services will pre-set an upper limit for revolving balances and cash advances. Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater for the first 6 billing cycles. After that, either $10 or 4% of the amount of each transfer, whichever is greater. There is no over limit fee for signature and up to $35 for select rewards.

Card Issued By:

Elan Financial Services for Associated Bank

General Correspondence Address:

PO Box 6354, Fargo, ND, 58125

Card Type:

Visa

Card Class:

Signature

Card Category:

Airlines, Balance Transfer, Low Interest, Low Intro Rate, Reward

States Available In:

ALL