American Society of Mechanical Engineers WorldPoints Platinum Plus MasterCard - from Bank of America

Credit Card Rate Information:

Purchase

Balance Transfer

Cash Advance

Index:

Prime

Margin:

17.74

17.74%

APR:

20.99% Variable

20.99% - 24.99% Variable

APR Floor:

None

Intro Rate:

0%

0.00%

N/A

Intro Period:

12 statement closing dates

N/A

Finance Calculation Method:

Average Daily Balance

Purchase Grace Period:

25 days

Default/Penalty APR:

Up to 29.99% Variable

Default/Penalty Margin:

26.74

Default/Penalty APR Floor:

None

Maximum Default APR:

29.99%

Penalty/Default Trigger:

This APR may be applied to new transactions on your account if you make a late payment.

Credit Card Fee Information:

Annual Fee:

$0

Foreign Transaction Fee:

3%

Late Fee:

See Special Notes

Over-the-limit Fee:

$0 min.

Balance Transfer Fee:

Cash Advance Fee:

Notes:

Rebate Description:

Earn 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas (Quarterly maximum applies to bonus rewards on grocery and gas purchases). Get a 10% customer bonus when you redeem into a Bank of America checking or savings account. Cash back can be deposited into any checking or savings account, credited to your statement or sent directly to you.

Special Notes:

Balance Transfer Introductory Rate applies only for transactions made within 60 days of opening your account. Cash Advance APRs: 20.99% APR for Direct Deposit and Check Cash Advances, and 24.99% APR for Bank Cash Advances. Penalty Fees: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $25 will be assessed; $35 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, card company will not assess a Late Payment Fee. The Returned Payment Fee will not exceed the total minimum payment that was due. Penalty APR: Up to 29.99%, based on your creditworthiness. The Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances.

Card Issued By:

Bank of America

General Correspondence Address:

PO Box 53132, Phoenix, AZ, 85072

Card Type:

Visa

Card Class:

Platinum

Card Category:

Airlines, Cash Back, Low Intro Rate, Reward

States Available In:

ALL