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Apply online for Blue Cash Everyday® Card from American ExpressSponsored card
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Credit Needed
Excellent, Good

Blue Cash Everyday® Card from American Express Review

Pros & Cons

  • For a credit card with no annual fee, Blue Cash Everyday® has high ongoing rewards: 3 percent cash back at U.S. supermarkets, 2 percent cash back at U.S. gas stations and select U.S. department stores and 1 percent cash back for all other purchases. (Check out more about the rewards earning).
  • Blue Cash Everyday® offers cardholders 0% APR on purchases and balance transfers for 12 months (then 13.99%-24.99% Variable). (More on that here).
  • Snag a $100 bonus statement credit after you spend $1,000 in the first three months.
  • Rewards for U.S. supermarket purchases are capped annually (once a cardholder reaches $6,000 in grocery purchases for the year) then the rewards rate drops to 1 percent. If you spent well more than that, you may want to look at a card that offers a lower rewards rate, but doesn't cap it. Compare a few options now .
Terms and Limitations Apply

Top Features

Cashback on Gas
2% at U.S. gas stations
Cashback on groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
Cashback on other
1% back on other purchases. Terms apply.
Annual Fee
$0

Full Review

Curtis Arnold Editor-in-chief

Blue Cash Everyday® Card from American Express Essentials

If you are looking to have a little more purchasing power at your favorite stores, the Blue Cash Everyday® Card from American Express may be the solution for you (American Express is a CardRatings.com advertiser). This no annual fee card has been a longtime shining star for CardRating's readers.

These high-value features make Blue Cash Everyday® Card from American Express one of the best cash back rewards cards on the market:

  • No annual fee
  • 3 percent cash back when you use your card at participating U.S. supermarkets (up to $6,000, 1 percent cash back thereafter)
  • 2 percent cash back when you use your card at participating U.S. gas stations and select U.S. department stores and
  • 1 percent credit after spending $1,000 in the first three months.

As its name suggests, the Blue Cash Everyday® Card is a solution for everyday expenses. This card is especially good if you’re a casual credit card user since there is no annual fee like sister card Blue Cash Preferred® Card from American Express, which offers higher rewards for a $95 annual fee (waived for the first year). That said, Blue Cash Preferred® Card from American Express offers 6 percent cash back at U.S. supermarkets (on up to $6,000 spent annually), so if you spend $1,585 you would be eligible for $1,585 x 6 percent or $95.10 cash back from your grocery spending - which covers your annual fee. So if you spend more than $1,585 annually at U.S. supermarkets, the Blue Cash Preferred® Card from American Express  may be a better bet for you. (Plus, you will can also earn in the other categories as well to help offset the fee).

The Blue Cash Everyday® Card from American Express doesn’t offer travel rewards, but the card does have travel benefits such as roadside assistance, travel accident insurance and help with planning overseas travel.

What Our Editors Like Most About Blue Cash Everyday® Card from American Express

Many rewards cards on the market charge an annual fee, but we love that this version of the Blue Cash card doesn’t.

American Express Reward Dollars are easy to redeem: They can be applied as statement credit, for gift cards, or as a physical check. Reward Dollars can be redeemed with as few as 25 points.

To earn Reward Dollars faster, consider ordering additional cards for your family and friends. Their spending applies to your account total. For example, if you’re a couple with a newborn and you have an awesome aunt or generous grandpa running errands for you, get them a card!

Potential Downsides of Blue Cash Everyday® Card from American Express

This handy blue card doesn’t have any red flags, but you need to know that since this cash back rewards card doesn’t tout travel rewards, points only kick in when making purchases in the United States. For example, when you shop at a Nordstrom in New York, it earns you rewards. But the purchase you made at the Nordstrom in Nova Scotia, Canada, does not.

Reward Dollars cannot be used to pay the minimum payment due. The credits must be applied to the total balance owed on the card.

How Blue Cash Everyday® Card from American Express Compares to Other Cash-Back Rewards Cards

Blue Cash Everyday® Card from American Express vs. Citi® Double Cash Card - 18 month BT offer

Citibank's competitive offer, Citi ® Double Cash Card – 18 month BT offer is another no-annual-fee credit card offering cash rewards. This card has an across-the-board 1 percent cash reward, and you can earn another 1 percent cash reward when you pay at least the minimum balance.

If you are planning to do a balance transfer, the Citi ® Double Cash Card – 18 month BT offer's introductory 0 percent APR lasts for 18 months.

Blue Cash Everyday® Card from American Express vs. Capital One® Quicksilver® Cash Rewards Credit Card

The Capital One® Quicksilver® Cash Rewards Credit Card offers a no-annual-fee card with a chance to earn $150 in cash rewards by spending just $500 in the first 3 months. With this card, Capital One also offers an additional 1.5 percent cash back on every purchase, with no limit on how much you can earn.

Who Should Get This Card?

We like the Blue Cash Everyday® Card from American Express as a go-to credit card when you make purchases as part of your regular, weekly errands. Filling up at the pump, buying groceries for the week and picking up some new pieces of wardrobe are the sorts of purchases that rack your points up quickly.

This page was last updated on August 10, 2017

This card compared to other cash back cards

Cashback on Gas
2% at U.S. gas stations
1-5%
Unlimited 1.5% cash back
Cashback on Groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
1-5%
Unlimited 1.5% cash back
Cashback on other
1% back on other purchases. Terms apply.
5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
Unlimited 1.5% cash back
Purchase Intro
APR:
0% on Purchases
Period:
for 12 months
APR:
0%
Period:
14 months
APR:
0% Intro APR on Purchases
Period:
for 15 months
Purchase APR
13.99%-24.99% Variable
11.99% - 23.99% Variable 
15.99%-24.74% Variable 
Rates and Fees
CardRatings.com Editorial Staff

Blue Cash Everyday® Card from American Express details

Cashback on Gas
2% at U.S. gas stations
Cashback on groceries
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
Cashback on other
1% back on other purchases. Terms apply.
Purchase Intro
APR:
0% on Purchases
Period:
for 12 months
Purchase APR
13.99%-24.99% Variable
Annual Fee
$0

What American Express says about this card

  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.

Credit Card Consumer Average Ratings:

Overall Ratings
Reward Program
Card Benefit
Customer Service

Credit Card Consumer Reviews:

  1. Overall Ratings:
    Reward Program:
    Card Benefit:
    Customer Service:
    Curt ( May 15, 2012 at 8:01 am)

    I have the OLD version of this card and have been very happy with it for many years. Unfortunately, they recently scaled back the earn rate on "all other purchases" from 1.25% to 1%. :( I am not such a big fan of the card now. Again...this is a different structure to the current card described!


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Featured offers
Currently available on the Blue Cash Everyday® Card from American Express
$100 back
After you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

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Credit Needed:
Excellent, Good
Apply online for Chase Freedom Unlimitedâ„ 

Chase Freedom Unlimited℠

  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99%-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash - any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee
Credit Needed:
Excellent/Good