Editor's Rating   3 Star Rating About Our Ratings

This card offers a low introductory APR on balance transfers which applies to balance transfers processed within three months of your account open date. Balance transfer fee is 2 percent of each transfer amount. After the introductory period, the balance transfer APR will be the same as your assigned purchase rate, based on your credit worthiness. There is no annual membership fee. The purchase APR can be well below average for a rewards card with qualifying credit. There are product enhancements available with this offer such as Travel Accident Insurance, Roadside Dispatch & Travel Emergency Services and more.

Highlights: Iberiabank Visa® Platinum

Editor's Rating

Iberiabank Visa<sup>®</sup> Platinum

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  • No annual membership fee
  • Low variable Purchase APR of 9.25%, 12.25%, or 15.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • 0% Introductory APR on purchases for twelve months from your account open date. After twelve months, your APR will be the same as your assigned purchase APR, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase APR, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel Accident Insurance.
  • Free Online access to credit card account information
Credit Required: Excellent
Balance Transfer Intro APR

1.99% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

for 6 billing cycles

Balance Transfer Fee

2% (of the transfer amount)
Purchase APR

9.25%, 12.25% or 15.25% Variable Purchase APR

Annual Fee

None

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