This card offers 1 bonus point for every $1 in qualifying net retail purchases. The low APR applies to balance transfers processed within three months of your account open date. After that, the APR will be the same as your assigned purchase rate and based on your credit worthiness. There is travel accident coverage and there is no annual fee. APR can be well below average for a rewards card with qualifying credit. There is also a low introductory purchase rate.
Highlights: Iberiabank Visa® Platinum
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- Earn 1 bonus point for every $1 in qualifying net retail purchases. You can ScoreMore with Bonus Points - 2X, 3X, 4X or more at participating retailers online and in-store. Turn your points into hotel, gift or experience rewards.
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Applies to balance transfers processed within three months of your account open date.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Emergency Services, and Travel accident coverage.
- Free Online access to credit card account information
6 billing cycles
2% (of the transfer amount)
9.25%, 12.25% or 15.25% Variable Purchase APR