Editor's Rating   4 Star Rating About Our Ratings

Here is a low rate credit card with rewards. There is also a low introductory balance transfer rate. Downside: Rewards are not as aggressive as many other cards. Excellent credit rating required.

Highlights: Iberiabank Visa® Gold

Editor's Rating

Iberiabank Visa<sup>®</sup> Gold

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  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $0.50).
  • Low Introductory APR on Balance Transfers of 1.99% for the first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Credit Required: Excellent
Balance Transfer Intro APR

1.99% After that your assigned purchase rate will apply.

Balance Transfer Intro Period

6 billing cycles

Balance Transfer Fee

2% (of the transfer amount)
Purchase APR

9.25%, 12.25% or 15.25% Variable Purchase APR

Annual Fee

None

Editor's Rating: 4 Star Rating

Iberiabank Visa<sup>®</sup> Gold

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