Hyatt and Chase designed this card to shake up their industries -- and to get frequent travelers to take another look at their brands. Like other hotel affinity cards, the Hyatt Credit Card from Chase kicks off new accounts with two free nights after hitting a minimum spending threshold. However, by offering triple points on hotel stays and double points on most other travel and dining purchases, this card offers one of the fastest ways for you to earn free rooms at some of the world's most luxurious resorts.
The Hyatt Credit Card from Chase carries an annual fee and an APR range comparable to other cards in its niche. This travel rewards card also includes the contact version of the EMV chip, an almost required feature for travelers to most cities in Western Europe. Chase has even eliminated foreign transaction fees for this card's customers, saving between 3 and 5 percent compared to most rewards cards.
Best credit card for Gold Passport Members
Hyatt's Gold Passport loyalty program already rewards members with easy room upgrades and bonus amenities. Get approved for this card, and you'll earn an automatic promotion to Platinum Member status, even if you don't actually stay at a Hyatt property all year. That's unlikely, especially since you'll earn 3 Gold Passport points per dollar you spend at Hyatt, along with the 5.75 points per dollar every Platinum Member earns.
Platinum Membership unlocks some of the hotel industry's most generous rewards, including an exclusive booking hotline, preferred rooms on higher floors, guaranteed room reservations within 72 hours, expedited check-in, and automatic late checkout extensions. 25 "stays" or 50 room nights can earn you Diamond Membership, entitling you to suite upgrades, complimentary in-room Internet, and free breakfast.
How this card compares to other hotel-branded travel rewards cards
For years, frequent business travelers have sung the praises of the Starwood Preferred Guest Credit Card from American Express. With Starwood's extensive collection of participating properties, it's not hard to find a hotel or resort that lets guests earn 5 Starpoints per dollar. While both programs enable members to trade points for airline miles and other rewards, hotel affinity programs always provide the best value for travelers who redeem points for free room nights.
For instance, a midweek, three-night stay at Hyatt's "Category 4" property in Midtown Manhattan costs about $1,300 in cash or 45,000 rewards points. The W Hotel in Times Square offers the same free stay for 60,000 Starpoints. Even with Starwood's multiplier, you'd need to spend $12,000 on hotel bills to earn a free New York visit, compared to about $5,150 at Hyatt.
Starwood's reward program often shines the brightest when you leave the city limits, since many Sheraton and Four Points properties require far fewer points for free room nights. However, with Hyatt's recent expansion into roadside lodges and extended stay properties, Gold Passport members now enjoy many of the same options for reward nights. With both chains running neck-and-neck, Hyatt's double points offer and accelerated upgrades give this card a significant edge. In fact, if you manage your Gold Passport membership wisely, you even can double or triple the value of your rewards compared to the best cash back credit cards on the market.
Highlights: The Hyatt Credit Card
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