Editor's Rating   4 Star Rating About Our Ratings

This card requires excellent credit to obtain. There is a balance transfer fee which applies with this offer. The balance transfer fee is 3% of each balance transfer; $5 minimum. This card's interest rates are based on your creditworthiness and the card has no annual fee. And, with enrollment each quarter, you can earn 5 percent cash back on eligible purchases in rotating categories each quarter and earn 1 percent cash back on all other purchases. The cash back total you can earn with the card is $300 per calendar year excluding the $100 cash back with this offer.

Highlights: Citi® Dividend Platinum Select® Visa® Card

Editor's Rating

Citi<sup>®</sup> Dividend Platinum Select<sup>®</sup> Visa<sup>®</sup> Card

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  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% CASH BACK in categories every quarter. Right now, on eligible purchases within the Hilton Portfolio, car rental agencies, movie theaters and theme parks from 7/1/14 - 9/30/14
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details
Credit Required: Excellent
Balance Transfer Intro APR


Balance Transfer Intro Period

12 months on Balance Transfers*

Balance Transfer Fee

3% ($5 min. ) (Balance transfer fee applies with this offer. 3% of each balance transfer; $5 minimum.)
Purchase APR

12.99% - 22.99%* Variable

Annual Fee


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