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Credit Card Reviews for Low Ongoing Rate

Chase Freedom Unlimited℠
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Chase Freedom Unlimited℠

By  Curtis Arnold, Editor-in-chief
A new credit card has moved into the flat-rate cash-back rewards sphere and it's bringing with it a number of features and perks that definitely got our attention.
Discover it®- Cashback Match™ with No Annual Fee
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Discover it®- Cashback Match™ with No Annual Fee

By  Curtis Arnold, Editor-in-chief
With a fresh look and a focus on customer service, the Discover it® has come back with it's most competitive offer in the cash back credit card category (which the original Discover card invented in the 1980's). With no annual fee, no foreign transaction fees, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it® has the potential to set a new standard for American rewards credit cards.
Barclaycard Ring MasterCard®
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Barclaycard Ring MasterCard®

By  Curtis Arnold, Editor-in-chief
Barclaycard Ring (2016 winner of CardRating’s Editor’s Choice Award for best low-interest credit card) has our attention. Barclaycard offers a cardholder perk we've never seen before.
Simmons Bank Visa® Platinum
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Simmons Bank Visa® Platinum

By  Curtis Arnold, Editor-in-chief
Have excellent credit and looking for a solid, no-frills card? This regional bank offers some of the country's best low-interest credit cards with something that most elite credit cards don't provide: free balance transfers.
BankAmericard® Credit Card
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BankAmericard® Credit Card

By  Curtis Arnold, Editor-in-chief
The BankAmericard® Credit Card was recently honored with a CardRatings Editors Choice Award, 2016, for its low introductory APR. This card is a great option for anyone looking to take advantage of balance transfers. This card does not charge an annual fee either, which is always a welcomed perk.
Capital One® Quicksilver® Cash Rewards Credit Card
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Capital One® Quicksilver® Cash Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Even though other cash-back credit cards reward members with rebates as high as 6 percent, those deals come with spending caps or time limitations. If you'd rather avoid the hassle of tracking your purchases, consider the Capital One® Quicksilver® Cash Rewards Credit Card, where you can earn cash back on every purchase, with no cap on earnings and no expiration.
Capital One® VentureOne® Rewards Credit Card
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Capital One® VentureOne® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One® VentureOne® Rewards Credit Card rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, this card could defy the rule that travel rewards credit cards come with strings attached.
BankAmericard Travel Rewards® Credit Card
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BankAmericard Travel Rewards® Credit Card

By  Curtis Arnold, Editor-in-chief
A great travel rewards card for casual, everyday spending that lets you redeem rewards for anything travel related (from baggage fees to cruises). For a limited time get 20,000 bonus points ($200 value) when you make $1,000 in purchases within 90 days of account opening. Accelerated perks for current BofA & Merrill Lynch customers.
BankAmericard Cash Rewards™ Credit Card
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BankAmericard Cash Rewards™ Credit Card

By  Curtis Arnold, Editor-in-chief
Terrific credit card for cardholders that value simplicity in their cash back rewards programs. New cardholders can also take advantage of an online exclusive intro offer worth $100, and a 0% intro APR on purchases for 12 billing cycles and balance transfers made in the first 60 days.
Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Love to travel frequently? Capital One® Venture® Rewards Credit Card is an attractive option for the serial wanderluster.

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Meet our editors

Amber Stubbs
Amber Stubbs
Managing Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
Editor-in-chief

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.



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American Express
Bank of America
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Capital One
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