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Credit Card Reviews for Low Ongoing Rate

Simmons Bank Visa® Platinum
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Simmons Bank Visa® Platinum

By  Curtis Arnold, Editor-in-chief
Have excellent credit and looking for a solid, no-frills card? This regional bank offers some of the country's best low-interest credit cards with something that most elite credit cards don't provide: free balance transfers.
Barclaycard Ring MasterCard®
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Barclaycard Ring MasterCard®

By  Curtis Arnold, Editor-in-chief
Barclaycard Ring (2016 winner of CardRating’s Editor’s Choice Award for best low-interest credit card) has our attention. Barclaycard offers a cardholder perk we've never seen before.
Capital One® Quicksilver® Cash Rewards Credit Card
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Capital One® Quicksilver® Cash Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Even though other cash-back credit cards reward members with rebates as high as 6 percent, those deals come with spending caps or time limitations. If you'd rather avoid the hassle of tracking your purchases, consider the Capital One® Quicksilver® Cash Rewards Credit Card, where you can earn cash back on every purchase, with no cap on earnings and no expiration.
Discover it®- Double Cash Back your first year
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Discover it®- Double Cash Back your first year

By  Curtis Arnold, Editor-in-chief
With a fresh look and a focus on customer service, the Discover it®- Double Cash Back your first year has come back with it's most competitive offer in the cash back credit card category (which the original Discover card invented in the 1980's). With no annual fee, no foreign transaction fees, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it®- Double Cash Back your first year has the potential to set a new standard for American rewards credit cards.
Capital One® VentureOne® Rewards Credit Card
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Capital One® VentureOne® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One®'s VentureOne® travel rewards card rarely gets much attention outside of its own website. While the flagship Venture® has gained recognition through national ad campaigns, the Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth.
BankAmericard® Credit Card
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BankAmericard® Credit Card

By  Curtis Arnold, Editor-in-chief
The BankAmericard® Credit Card was recently honored with a CardRatings Editors Choice Award, 2016, for its low introductory APR. This card is a great option for anyone looking to take advantage of balance transfers, or someone just starting to grow their credit profile. This card does not charge an annual fee either, which is always a welcomed perk.
BankAmericard Cash Rewards™ Credit Card
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BankAmericard Cash Rewards™ Credit Card

By  Curtis Arnold, Editor-in-chief
Terrific credit card for cardholders that value simplicity in their cash back rewards programs. New cardholders can also take advantage of an online exclusive intro offer worth $100, and a 0% intro APR on purchases for 12 billing cycles and balance transfers made in the first 60 days.
Capital One® Venture® Rewards Credit Card
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Capital One® Venture® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Love to travel frequently? Capital One® Venture® Rewards Credit Card is an attractive option for the serial wanderluster.
BankAmericard Travel Rewards® Credit Card
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BankAmericard Travel Rewards® Credit Card

By  Curtis Arnold, Editor-in-chief
This travel rewards card is great for casual, everyday spending. Redeem rewards for anything travel -- from baggage fees to cruises. The perks of the card can be accelerated 25-75% for Bank of America and Merrill Lynch customers.
Simmons Bank Visa® Platinum Rewards
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Simmons Bank Visa® Platinum Rewards

By  Curtis Arnold, Editor-in-chief
The card has an exceptionally low interest rate and no annual fee--a rarity for airline cards. Points can be redeemed for travel on any United States based airline with no blackout dates or seating restrictions.

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Meet our editors

Amber Stubbs
Amber Stubbs
Managing Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
Editor-in-chief

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.