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Credit Card Reviews for Low Ongoing Rate

Capital One® Quicksilver® Cash Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Even though other cash-back credit cards reward members with rebates as high as 6 percent, those deals come with spending caps or time limitations. If you'd rather avoid the hassle of tracking your purchases, consider the Capital One® Quicksilver® Cash Rewards Credit Card, where you can earn cash back on every purchase, with no cap on earnings and no expiration.

Simmons Bank Visa® Platinum Rewards

By  Curtis Arnold, Editor-in-chief
The card has an exceptionally low interest rate and no annual fee--a rarity for airline cards. Points can be redeemed for travel on any United States based airline with no blackout dates or seating restrictions.

Capital One® VentureOne® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One's VentureOne travel rewards card rarely gets much attention outside of its own website. While the flagship Venture Card has gained recognition through national ad campaigns, Capital One® VentureOne® Rewards Credit Card mostly gets by on word of mouth.

Simmons Bank Visa® Platinum

By  Curtis Arnold, Editor-in-chief
Have excellent credit and looking for a solid, no-frills card? This regional bank offers some of the country's best low-interest credit cards with something that most elite credit cards don't provide: free balance transfers.

Capital One® Venture® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
The real star power of the Capital One® Venture® Rewards Credit Card lies in its bonus offer, a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first three months with your new card, equal to $400 in travel. All that fanfare aside, the Capital One® Venture® Rewards Credit Card remains one of the most compelling rewards credit cards on the market, enabling you to earn two miles per dollar spent on every purchase, with no cap and no expiration.

PenFed Promise Visa® Card

By  Curtis Arnold, Editor-in-chief
Pentagon Federal Credit Union serves members of DOD-related groups such as military, defense related companies, Homeland Security, VFW, and more. What I like best is how the card features no annual fee, no foreign transaction fee, no late fee, no balance transfer fee and no penalty APR.

PenFed Premium Travel Rewards American Express® Card

By  Curtis Arnold, Editor-in-chief
This card offers 5 Points on airfare purchases and 1 Point on all other purchases. Card members enjoy a premium collection of travel privileges.

Discover it® card

By  Curtis Arnold, Editor-in-chief
With a fresh look and a focus on customer service, the Discover it card aims to win back the cash back credit card category that the original Discover card invented in the 1980s. With no annual fee, no foreign transaction fee, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it card has the potential to set a new standard for American rewards credit cards.

Capital One® Platinum Prestige Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One offers a variety of "platinum" cards, but the Capital One® Platinum Prestige Credit Card most closely resembles similar cards from competing lenders. With a strong introductory balance-transfer offer and no annual fee, Platinum Prestige can help you re-balance your credit utilization if you're already carrying a rewards card.

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Meet our editors

Amber Stubbs
Amber Stubbs
Managing Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
Editor-in-chief

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.