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Credit Card Reviews for Low Introductory Rate

Chase Freedom Unlimited℠
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Chase Freedom Unlimited℠

By  Curtis Arnold, Editor-in-chief
A new credit card has moved into the flat-rate cash-back rewards sphere and it's bringing with it a number of features and perks that definitely got our attention.
Capital One® Platinum Credit Card
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Capital One® Platinum Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One® uses "platinum" branding on many of its credit cards, even on accounts designed for those looking to build or rebuild credit. Compared to other credit cards for average credit, the Capital One® Platinum Credit Card offers MasterCard Platinum benefits that include extended warranty program and fraud prevention benefits.
Discover it®- Cashback Match™ with No Annual Fee
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Discover it®- Cashback Match™ with No Annual Fee

By  Curtis Arnold, Editor-in-chief
How does up to 10% cash back sound? This is possible with 5% cash back categories that rotate quarterly, and if you are a new cardmember, Discover matches all the cash back you earn dollar for dollar at the end of your first year! This is the Discover it®'s most competitive offer in the cash back credit card category (which the original Discover card invented in the 1980's). With no annual fee, no foreign transaction fees, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it® has the potential to set a new standard for American rewards credit cards.
Barclaycard Arrival™ World MasterCard®
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Barclaycard Arrival™ World MasterCard®

By  Curtis Arnold, Editor-in-chief
Just because you’re a conservative spender doesn’t mean you can’t be an avid traveler, too. Barclaycard is the perfect card to show cardholders how the two lifestyles combine. The Arrival™ World MasterCard® travels the full gamut of possible perks attached to credit card offers.
Capital One® Quicksilver® Cash Rewards Credit Card
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Capital One® Quicksilver® Cash Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Even though other cash-back credit cards reward members with rebates as high as 6 percent, those deals come with spending caps or time limitations. If you'd rather avoid the hassle of tracking your purchases, consider the Capital One® Quicksilver® Cash Rewards Credit Card, where you can earn cash back on every purchase, with no cap on earnings and no expiration.
BankAmericard Travel Rewards® Credit Card
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BankAmericard Travel Rewards® Credit Card

By  Curtis Arnold, Editor-in-chief
A great travel rewards card for casual, everyday spending that lets you redeem rewards for anything travel related (from baggage fees to cruises). For a limited time get 20,000 bonus points ($200 value) when you make $1,000 in purchases within 90 days of account opening. Accelerated perks for current BofA & Merrill Lynch customers.
Capital One® VentureOne® Rewards Credit Card
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Capital One® VentureOne® Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
Capital One® VentureOne® Rewards Credit Card rewards you with 1.25 miles per dollar on every purchase, compared to its better-known sibling's 2X-miles-per-dollar offer. However, with no annual fee, this card could defy the rule that travel rewards credit cards come with strings attached.
BankAmericard® Credit Card
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BankAmericard® Credit Card

By  Curtis Arnold, Editor-in-chief
The BankAmericard® Credit Card was recently honored with a CardRatings Editors Choice Award, 2016, for its low introductory APR. This card is a great option for anyone looking to take advantage of balance transfers. This card does not charge an annual fee either, which is always a welcomed perk.
Capital One® QuicksilverOne® Cash Rewards Credit Card
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Capital One® QuicksilverOne® Cash Rewards Credit Card

By  Curtis Arnold, Editor-in-chief
With the Capital One® QuicksilverOne® Cash Rewards Credit Card, you’ll earn cash back on every purchase with no limits – you’ll just have to pay a small annual fee to get this cash-back card in your wallet. This card, which is intended for consumers with average/fair or limited credit, offers one of the simplest cash back programs among all credit card issuers.
The Amex EveryDay® Credit Card from American Express
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The Amex EveryDay® Credit Card from American Express

By  Curtis Arnold, Editor-in-chief
There are—literally—10,000 reasons to get the Amex EveryDay® Credit Card (American Express is a CardRatings.com advertiser). New cardholders can earn 10,000 Membership Rewards Points for making $1000 in purchases within the first 3 months of account opening. Amex’s Membership Rewards program makes sense for just about any lifestyle and spending need.

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Meet our editors

Amber Stubbs
Amber Stubbs
Managing Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
Editor-in-chief

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.



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American Express
Bank of America
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