Best credit cards for gas rewards
CardRatings editors break down the top gas reward cards in multiple categories.
See best cardsFrequently Asked Questions
Do gas credit cards provide lower pump prices?
Gas credit cards, also known as gas rewards credit cards, typically do not directly provide lower pump prices at gas stations. Instead, these credit cards offer rewards or cash-back incentives for eligible purchases, including fuel purchases. The rewards are often in the form of cash back, points, or discounts that can be redeemed for various benefits, including statement credits, gift cards, or other merchandise.
While these credit card rewards can contribute to saving money on overall expenses, they don't directly reduce the pump prices at gas stations. However, some gas credit cards may offer additional benefits, such as discounts or cash-back promotions with specific gas station partners.
What are the best credit cards for gas rewards?
When searching for the best credit cards for gas rewards, make sure that bonus earnings on gas purchases is a perk of the card. The best gas rewards credit cards will offer a bonus rate, sometimes up to 5%, on purchases made at eligible gas stations. If gas isn’t a bonus category of a particular card, you’ll likely only earn 1%, or maybe at most, 2%, back on fuel purchases. That said, if gas is a category your spend heavily in you should consider a credit card offering bonus rewards on those purchases.
Before choosing a credit card, it's also essential to consider factors such as annual fees, interest rates, and other benefits besides gas rewards.