If you need the Simmons First Visa Platinum, you probably can't get the Simmons First Visa Platinum. That's because this credit card for excellent credit operates at an intersection rarely crossed by most Americans: a no frills, no annual fee credit card with one of the lowest APRs on the market, available exclusively to applicants with zero blemishes on their credit reports.
The Capital One® VentureOne® Rewards Credit Card rarely gets much attention outside of its own website. While Alec Baldwin and the Visigoths promote the flagship Venture Card on television, VentureOne mostly gets by on word of mouth.
Capital One promotes the Venture Card heavily on television with help from its company Visigoths and from celebrity spokesman Alec Baldwin. The real star power lies in Capital One's signup bonus offers, which have ranged from "status matching" traditional frequent flier programs, all the way to a deal that includes one-time bonus of 20,000 miles when you spend $2,000 on purchases within the first 3 months, equal to $200 in travel.
Capital One offers a variety of "platinum" cards, but the Capital One® Platinum Prestige Credit Card account most closely resembles similar cards from competing lenders. With a strong balance transfer offer and no annual fee, Platinum Prestige can help you re-balance your credit utilization if you're already carrying a rewards card.