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Credit Card Reviews for Excellent Credit

Chase Freedom®

By  Curtis Arnold, Editor-in-chief
Those willing to keep track of quarterly spending categories stand to save some serious coin when paying with this cash-back card. Plus, you can snag a tempting sign-up bonus with smart spending during the first couple months with this card.

Discover it® Miles-Double Miles your first year

By  Curtis Arnold, Editor-in-chief
If you're the adventurous type of cardholder who savors freedom and flexibility as much as you relish domestic travel, it’s time to take a look at the new Discover it® Miles-Double Miles your first year. Because it doesn't lock you into a co-branded airline or hotel, Discover it Miles-Double Miles your first year gives you considerable latitude in travel brand choices.

PenFed Platinum Rewards Visa Card

By  Curtis Arnold, Editor-in-chief
Pentagon Federal Credit Union has grown into one of the country's largest credit unions by offering solid financial products to military families and their supporters. Their PenFed Platinum Rewards Visa Card offers outstanding value for families that spend a lot of money every year at gas stations and grocery stores, all with no annual fee.

Marriott Rewards® Premier Credit Card

By  Curtis Arnold, Editor-in-chief
Chase's Marriott Rewards® Premier Credit Card offers some of the most lucrative perks among hotel affinity cards and justifies its annual fee with bonus points and financial incentives that just might convince you to make Marriott the only place you'll stay throughout the year.

Citi Simplicity® Card

By  Curtis Arnold, Editor-in-chief
One of the longest zero-percent introductory APRs in our database of 500+ cards. No late fees, no penalty rate, no annual fee ever.

Simmons Bank Visa® Platinum Rewards

By  Curtis Arnold, Editor-in-chief
The card has an exceptionally low interest rate and no annual fee--a rarity for airline cards. Points can be redeemed for travel on any United States based airline with no blackout dates or seating restrictions.

Simmons Bank Visa® Platinum

By  Curtis Arnold, Editor-in-chief
Have excellent credit and looking for a solid, no-frills card? This regional bank offers some of the country's best low-interest credit cards with something that most elite credit cards don't provide: free balance transfers.

PenFed Promise Visa® Card

By  Curtis Arnold, Editor-in-chief
Pentagon Federal Credit Union serves members of DOD-related groups such as military, defense related companies, Homeland Security, VFW, and more. What I like best is how the card features no annual fee, no foreign transaction fee, no late fee, no balance transfer fee and no penalty APR.

Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

By  Curtis Arnold, Editor-in-chief
Citi, a CardRatings.com advertiser, offers a card that makes it easy to earn points toward rewards for everyday purchases with the ThankYou Network.

Discover it® card-Double Cash Back your first year

By  Curtis Arnold, Editor-in-chief
With a fresh look and a focus on customer service, the Discover it card-Double Cash Back your first year aims to win back the cash back credit card category that the original Discover card invented in the 1980s. With no annual fee, no foreign transaction fee, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it card has the potential to set a new standard for American rewards credit cards.

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Meet our editors

Amber Stubbs
Amber Stubbs
Managing Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
Editor-in-chief

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.