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Credit Card Reviews for Excellent Credit

Citi ThankYou® Preferred Card – Earn 20,000 Bonus Points

By  Curtis Arnold, CardRatings contributor
Here's a card that makes it easy to earn points toward rewards for everyday purchases with the ThankYou Network. For starters you can earn 20,000 bonus ThankYou Points after you make $1,500 in card purchases within the first 3 months of account opening which you can redeem for $200 in gift cards or other rewards.

Chase Freedom®

By  Curtis Arnold, CardRatings contributor
Those willing to keep track of quarterly spending categories stand to save some serious coin when paying with this cash-back card. Plus, you can snag a tempting sign-up bonus with smart spending during the first couple months with this card.

Discover it®

By  Curtis Arnold, CardRatings contributor
Discover it brings back the same kind of feeling that early customers had when Discover invented the cash back credit card in the 1980s. Times have changed, and everyone from major banks to neighborhood credit unions now offers rewards.

Discover it® card

By  Curtis Arnold, CardRatings contributor
With a fresh look and a focus on customer service, the Discover it card aims to win back the cash back credit card category that the original Discover card invented in the 1980s. With no annual fee, no foreign transaction fee, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it card has the potential to set a new standard for American rewards credit cards.

Citi Simplicity® Card

By  Curtis Arnold, CardRatings contributor
This card requires excellent credit to obtain but offers a longer than average 0% introductory APR on balance transfers and for purchases depending on credit rating. The card carries no late fees - ever, no penalty rate - ever and no annual fee - ever.

Chase Slate®

By  Curtis Arnold, CardRatings contributor
This card features an attractive 0% introductory rate on balance transfers and purchases for 15 months. As an introductory offer transfer your higher rate balances during the first 60 days your account is open you will pay no balance transfer fee.

Marriott Rewards® Premier Credit Card

By  Curtis Arnold, CardRatings contributor
The Marriott family turned their commitment to guest service into a global empire that includes thousands of hotels and resorts. Although the Starwood Group's loyalty program often gets the most kudos when frequent travelers compare notes, Chase's Marriott Rewards® Premier Credit Card offers some of the most lucrative perks among hotel affinity cards.

The Platinum Card® from American Express

By  Curtis Arnold, CardRatings contributor
You can earn 40,000 points after you spend $3,000 on purchases on your new card during your first three months of Card membership. And make use of the Concierge service to help with gift buying or making reservations.

PenFed Promise Visa® Card

By  Curtis Arnold, CardRatings contributor
Pentagon Federal Credit Union serves members of DOD-related groups such as military, defense related companies, Homeland Security, VFW, and more. What I like best is how the card features no fees.

Simmons Bank Visa® Platinum Rewards

By  Curtis Arnold, CardRatings contributor
The card has an exceptionally low interest rate and no annual fee--a rarity for airline cards. Points can be redeemed for travel on any United States based airline with no blackout dates or seating restrictions.

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Meet our editors

Amber Stubbs
Amber Stubbs
CardRatings Editor

Amber has been researching the credit card industry for more than nine years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit.

Curtis Arnold
Curtis Arnold
CardRatings Editor

Curtis, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the author of “How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line” (FT Press, 2008). He is regularly interviewed by respected members of the press.