Chase has spent plenty of advertising dollars positioning the benefits of its various rewards credit cards with different types of consumers. While the Chase Sapphire card resonates with jet-setters who love luxury experiences, Chase Freedom's brand aligns with frugal Americans who love to uncover extra cash in their daily activities.
Discover it brings back the same kind of feeling that early customers had when Discover invented the cash back credit card in the 1980s. Times have changed, and everyone from major banks to neighborhood credit unions now offers rewards.
With a fresh look and a focus on customer service, the Discover it card aims to win back the cash back credit card category that the original Discover card invented in the 1980s. With no annual fee, no foreign transaction fee, and amnesty for many of the situations that cause most banks to hike their rates and fees, Discover it card has the potential to set a new standard for American rewards credit cards.
If you need the Simmons First Visa Platinum, you probably can't get the Simmons First Visa Platinum. That's because this credit card for excellent credit operates at an intersection rarely crossed by most Americans: a no frills, no annual fee credit card with one of the lowest APRs on the market, available exclusively to applicants with zero blemishes on their credit reports.
Pentagon Federal Credit Union built itself into one of the country's largest nonprofit lenders by helping military families and the citizens who support them. With a mandate to pursue member benefits instead of shareholder profits, PenFed can afford to experiment with some unusual products, like this cash back credit card that acts more like a gas rebate card.