Americans planning to spend more on overseas vacations, study says

Boosted by an improving economy and pent-up wanderlust, American tourists plan on spending up to 40 percent more on their next international trips. This figure comes from the Global Travel Intentions Study 2013, commissioned by Visa, which also reports that 81 percent of U.S. travelers prefer to use credit cards when traveling overseas. Mexico and [...]

Categories: Visa
Visa and MasterCard square off against retailers over swipe fee settlement

The last-minute collapse of a legal settlement between retailers and payment platform operators could set the stage for a new showdown over credit card processing fees. Shortly before the Memorial Day weekend, a group of major retailers opted out of the antitrust settlement first proposed by Visa and MasterCard during the summer of 2012. In [...]

Categories: Visa
Visa research finds low emergency funds across income levels

More than two-thirds of Americans lack the cash to survive for more than three months after an unexpected illness or job loss, according to research commissioned by Visa Inc. and Kiplinger's Personal Finance Magazine. The companies unveiled the results of the 2012 Global Financial Literacy Barometer at an annual financial literacy summit sponsored by Visa [...]

Categories: Visa
Visa credit card processing slowed April 1 due to system upgrade

A "systems upgrade," not another data breach, caused registers to decline or delay Visa transactions on April Fool's Day, according to news reports. For about 45 minutes on the afternoon of April 1, shoppers throughout the United States reported problems using Visa credit cards to complete their purchases. Some payments that had been initially declined [...]

Categories: Visa, Credit Card Acceptance
Visa tracks dip in Valentine's Day spending

A modest dip in average spending for Valentine's Day gifts will put more pressure on American men, according to a survey commissioned by Visa Inc. Whether it's a ripple effect from a better-than-expected Christmas season or simply a return to traditional expectations, women in Visa's survey told researchers that they expected to spend less this [...]

Categories: Other News, Visa
Visa plans next-gen NFC credit card payments for 2012 Olympics

Credit card issuers, payment platforms and technology vendors are racing to ensure the London Olympics become the launchpad for next-generation, contactless payment technology. According to a Deutsche Welle report, Visa's sponsorship of the 2012 summer games will help drive faster adoption of near field communication technology that most analysts predict wouldn't become widespread until 2014. Visa [...]

Categories: Testing / Technology, Visa
US Bank unveils REI Visa credit card app

Impulse purchases just got a little easier, at least at one major retailer. U.S. Bank has released an iPhone app that allows shoppers to apply for a credit card anywhere and get instant approval for their purchases. The company is launching its app with outdoor clothing and sporting goods retailer REI, a current credit card [...]

Categories: Retail Cards, Visa
EMV chip technology coming to a credit card near you

Starting this month, overseas business travelers who carry Citi corporate credit cards can breathe a little easier when making purchases. And back in the States, regular Joe consumers may soon find themselves inserting instead of swiping their credit cards. Both these changes are thanks to a burgeoning EMV chip technology, which is about to get [...]

Categories: Citi Bank, Wells Fargo, Visa, Chase Bank
Visa, MasterCard settle anti-steering lawsuit, AmEx continues the battle

Visa and MasterCard may have put "steering" challenges behind them, but American Express continues to fight merchants for access to consumer purchases at the checkout lines. According to a Wall Street Journal report, Visa and MasterCard settled government allegations of unfair practices related to retail debit and credit card processing rules. Although company officials and [...]

Categories: Credit Card Interest Rates / Fees, Visa, MasterCard, American Express
U.S. Bank FlexPerks Travel Rewards Visa fits all payment technologies

U.S. Bank is poised to release a new "dual interface" card that will facilitate simpler payments for American travelers everywhere in the world. On June 10, U.S. Bank announced its plan to offer customers the advanced US Bank FlexPerks Travel Rewards Visa card, in partnership with Oberthur Technologies and Visa. This new, high-tech credit card offers [...]

Categories: Testing / Technology, Rewards / Travel Cards, Visa
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