You’ve seen the TV commercials showing a family meeting celebrities like Chevy Chase or finding museum-worthy dinosaur bones in exotic locations. Your travels might not produce such wild adventures, but the Chase Sapphire Preferred credit card offers terrific benefits for travelers. That’s why it’s our choice for the Deal of the Month.
Chase Sapphire Preferred offers [...]
Safety in numbers, we're always taught. It's smarter to go out late at night with someone accompanying you than to make your way alone, and those who hike in the rugged wilderness without a companion could wind up like that guy in "127 Hours." Some personal finance and travel experts offer [...]
Do you know your credit score? According to industry experts, an estimated 45 to 60 percent of Americans don't have any insight into this important number. Even worse, U.S. consumers scored only 60 percent on credit score knowledge in a January 2011 poll conducted by the Consumer Federation of America. That [...]
No. 4 Most-Viewed CardRatings.com Article of 2011
Whether you loved the idea of the Credit CARD Act of 2009 (full disclosure: I'm a fan), or you thought it was yet another overreaching law, with the two-year anniversary just behind us (it was May 22), it's become apparent to industry and personal finance experts that there have [...]
Every year around this time, thousands of college graduates receive their diplomas, maybe a slice of graduation cake, and an abundance of advice about making it in the real world. Credit cards are a powerful financial tool that can open doors when used wisely. If you're considering applying for your first credit card, these five [...]
In the wake of the 2008 recession and the shrinking of the credit market, as many as two out of three small business owners still worry about cash flow, according to a 2011 study commissioned by American Express. But there is good news. After some much-needed regrouping, major credit card issuers have started courting entrepreneurs [...]
It's happened to all of us: You drive by your neighborhood gas station, take a cursory glance at the prices, swerving slightly as you do a double take. Then you spend the next 10 miles cursing the high prices that will deprive you of your summer road trip.
Not so fast, though. High gas prices are [...]
Carol, a costume designer in Portland, Ore., was addicted to shopping – and buying. While living in Southern California, she racked up more than $20,000 in credit card debt before she realized she was spending so much simply because it made her feel good.
"I had a compulsion," says Carol, whose last name [...]
Two Bahamian islands, 13-plus mansions, an English castle, a German estate, more than 50 cars including a $500,000 Lamborghini Miura, a Gulfstream jet, four boats, a $276,000 dinosaur skull--these are only some of actor Nicolas Cage's extravagances. Despite earning big money--$40 million between June of 2008 and 2009, for example--Cage's [...]
$222,360. That's what the U.S. Department of Agriculture estimates it costs to raise a typical American child from birth to age 18. Now imagine getting, say, 2 percent of that amount back in the form of credit card rebates. That's about $4,500 that you could save or earn by switching your everyday spending to one [...]
You've shaken the rice out of your shoes and you know that one set of tough decisions is behind you: where to marry, where to honeymoon, who's really the best man. Now wedding decisions give way to newlywed choices--less fun but no less important. One easy choice could save you money and better secure your [...]
In a 5-4 decision that affects anyone who carries a credit card or signs a cell phone contract, the U.S. Supreme Court ruled April 27 that companies can require customers to waive their right to participate in a class-action lawsuit, the Los Angeles Times reported.
The ruling in AT&T Mobility LLC v. Concepcion overturned an earlier [...]
Getting a credit card the day you arrive on campus used to be the start of college life. Recent changes to banking regulations, however, have made it more challenging for college students to get credit cards before they turn 21.
Consequently, many college students now start shopping for credit cards as they're preparing to pick up [...]
Once upon a time, letter carriers delivered, well, letters. You could expect cards from Grandma with $5 bills or handwritten notes from friends just saying hi. Much of that communication takes place over email now (except Grandma's dollars, if you're lucky).
Today, your mailbox has become the destination of bills, solicitations and, on a bad day, [...]
Editor's Note: This limited-time offer has expired. British Airways and Chase Card Services just raised their bets in the bidding war over high-spending international travelers.
Sign up for the British Airways Visa Signature Card during April 2011, and you'll earn one of the biggest frequent flier bonuses in banking history: 100,000 frequent flier miles. You'll get [...]
"Guitar Hero III: Legends of the Rock" recently became the highest-grossing game in U.S. history. And to think Charles Huang, the former partner of Harmonix and designer of the little plastic guitars, maxed out his credit cards to finance the company in 2007.
Same with Sergey Brin and Larry Page, who used plastic [...]
With all of the new laws and revised regulations affecting credit cards, you need a guide to help you understand what's changed. And what better resource than the federal government that oversees the new rules.
You can get answers to questions, tips on paying down debt, and an explanation of your legal rights on the websites [...]
The new year may start in January, but it doesn't really feel like a fresh beginning until spring arrives. Warmer weather and cheerier moods make it easier to look ahead: new goals, new hobbies, new friends…and at least one big trip to experience new adventures.
Whatever your springtime travel plans, you'll want to maximize the value [...]
If you are preparing to apply for a new credit card or a loan, you'll want to achieve the highest credit score possible. While FICO cannot provide an exact correlation between individual actions and specific points earned because there are so many variables in each credit score, there are steps you can take that will [...]
When the weekend comes and you're shopping in town, poking around a flea market or going to church, you used to need cash. At the flea or farmers' market you had to hit up the on-site ATM (and pay those exorbitant service fees) or miss out on a cool find if the vendor wouldn't accept [...]
Remember those credit card deals that would let you transfer your balance from one credit card to another, pay few or no fees and get zero percent interest for years? If you thought those balance transfer offers had gone the way of the dinosaur, there's good news. These offers are back.
Consumer credit experts say low [...]
The demise of the controversial Kardashian Kard doesn’t mean celebrity-endorsed prepaid and credit cards are gone.
The Kardashian Kard made its debut on Nov. 6 and was gone by Nov. 29. Media uproar over the fees charged for the prepaid MasterCard had the celebrity sisters fleeing the deal to preserve their image. Now the Kardashians are [...]
While "waiting for the system" to confirm a new credit card account, the customer service representative on the other end of the telephone line often rattles off a series of special offers. In many cases, the rep will use such phrases as "at no risk to you" to get you to buy what they are [...]
When Lisa Boesen's parents died a few years ago, they left $60,000 in credit card debt. Lisa and her two siblings were surprised, but they had never discussed their parents' finances. Within a month, creditors began aggressively calling. One credit card company, which repeatedly called Boesen trying to negotiate a payment, ended up putting a [...]
Do you have the vision of sweeping your partner off his or her feet with an elaborate Valentine's Day plan?
One CardRatings.com reader had an opulent scheme for asking the love of his life to marry him. "We would travel by train throughout Italy, where I would wait for a perfect Italian sunset to drop to [...]