Credit Card Information
As you plan your summer vacation, you most likely check out reviews of restaurants near your hotel, print out your confirmation information and make sure that everything you will need for your trip is packed in your suitcase. A little bit of planning will go a long way to ensuring a more enjoyable trip with [...]
Whether they intended to or not, Mom and Dad gave you your first lesson in personal finance. Hopefully, one or both of them took an active role in teaching you about money. And let's go one further and hope that the experience was a positive one that you chose to model later in life.
According to [...]
Identity fraud has become so widespread, it seems hardly anyone is immune to it.
Recently, the Federal Trade Commission found 5 percent of identity theft cases are targeting children, while the Carnegie Mellon Cy Lab noted that in over half those cases (54 percent), the child was younger than 14. Adults themselves are no stranger [...]
Not paying as much money for gas can feel like a game at times. You can try and work from home to save on your commute. You can reduce your idling or keep your tires properly inflated, which can help improve your gas mileage (up to 3.3 percent, say some experts). But, of course, no matter [...]
Gonna get married? The average wedding these days costs more than $28,000, according to TheKnot.com and WeddingChannel.com's annual survey.
Between the wedding and the reception, it can add up to a big chunk of change. While moms and dads are likely to help, you still could end up paying for a good deal of your big [...]
Medical bills, vacation expenses or even a temporary drop in your income can force you to carry a credit card balance. If you know you'll make payments consistently, but beyond the length of the typical zero APR introductory offer period, look for a credit card that only adds a few percentage points to today's prime [...]
With competition heating up in the no-annual-fee credit card market, it's easy to overlook some strong deals among credit cards that charge for membership. Our editorial team found five cards that pay members back with significant discounts, rewards and perks throughout the year.
$: Capital One Venture Rewards Credit Card
If you consistently spend more than $300 a month [...]
Free trips, free stuff and cheap gas. You know you can get it, and you want it. That's perfectly understandable, and it may be why you signed up for a particular credit card in the first place.
But as many long-time credit card holders know, just because you have a credit card that offers rewards, it [...]
We've all heard about the platinum cards with VIP benefits. And most of us know how to play the credit card and airline miles game. But you most likely have a credit card right now in your wallet with perks and benefits available that you are not using. Many cards available with no annual fee [...]
You have spent the last few years working hard to increase your credit score. And you finally have reached the magic credit score number of at least 760. But instead of just resting on your accomplishments, take this opportunity to turn your high score into more money in your pocket. By leveraging your credit score [...]
As consumers get smarter about using credit cards, banks have discovered that big cash rebates can drive customer loyalty. If you keep just one or two credit cards in your wallet, consider carrying a card that can earn you as much as 6 percent cash back on eligible purchases. Here are some of our favorites:
At least once a year, you should take a look at your credit cards and see whether you're getting the best deals you can for your spending patterns. Is that a groan I hear? Don't worry, this review won't take weeks of research, or even a day! Beverly Harzog, a credit card expert and consumer [...]
Most of us reach into our wallets to pull out a credit card to buy a plane ticket or a pair of shoes we found online without even thinking about it. But for millions of people without a credit card, each of these purchases isn't as simple. People opt to not have plastic in their [...]
According to a 2012 financial literacy survey conducted by Harris Interactive, fewer than half of Americans track their expenses as part of a monthly household budget. Researchers from Rasmussen Reports reported similar findings in their own survey, adding that many of us without personal budgets rely on credit cards or personal savings when our paychecks [...]
Your credit score is something every smart consumer should know, but with so many credit scoring models to choose from, it's hard to decide which to use. To help you make sense of the credit-scoring industry, we spoke with four major trackers to find out what sets them apart. Some models, like FICO, include anything [...]
If you are still looking for the perfect Valentine's Day present for your sweetheart, look no further than your credit card perks to express your love. But if you are wondering if using perks will diminish the gift in your other half's eyes, you don't have to worry. According to the Discover 2013 Valentine's Day [...]
With the upcoming release of the movie "Identity Thief," starring Jason Bateman, this all-too-common crime is once again brought into the mainstream media.
"While the movie looks very entertaining from the previews, the film also puts identity theft on the front page again and keeps the crime in the front of people's minds. This crime really [...]
Paying bills is a task that most people dread. With many companies, such as utilities and cell phone companies offering a monthly automatic credit card billing option, it can be tempting to sign up for this service. But while we are all looking to save time and hassle, is this actually a smart financial move?
This year's editor's choice awards illustrated so much of the positive change sweeping the personal finance business. With banks competing on price and service, consumers enjoy access to affordable, useful tools to manage their credit and make secure shopping decisions. Still, a handful of companies keep trying to cash in on your worst fears about [...]
I have more than a half dozen credit cards in my wallet. A new app on my iPhone, Glyph, tells me which of these credit cards to reach for to get the most rewards when I'm buying groceries, getting gas, dining at restaurants or shopping at Macy's or CVS.
At least two of the credit cards [...]
This was a great year for customers looking to get great value from credit cards without racking up debt. Since many consumers continued to live lean in the wake of the recession, credit card companies were obligated to provide more tantalizing deals. With this competition among issuers, we saw the return of some excellent 0 [...]
The ancient Greek tales of misfortune would have us believe that angering the gods might be the cause of all our financial woes.
However, these hubristic scenarios aren’t the plots of Greek tragedies; they’re common problems with credit card debt that plague many Americans.
Discover how our heroes might overcome their financial fate and learn something from [...]
Instead of gaining the infamous freshman 15 of extra pounds, your student has fallen prey to the Freshman $1000 by quickly running up credit card charges soon after arriving on campus. But unlike other mistakes that your student is bound to make, getting into debt and missing payments can affect his future for years to [...]
It's still not as easy to get a new credit card as it was before the recession, but Americans have shown a willingness to use credit cards more responsibly over the past few years. As credit card delinquencies have declined and household balances have dropped, lenders have stepped up competition over consumers with strong credit [...]
Whenever possible, we pay with credit and then pay off the balance each month to earn more rewards. I love seeing how many points and miles I've earned when I open my statement each month. But as much of a thrill as I get from getting the points, I have forgotten to cash out countless [...]