Meet our Credit Card Experts

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CardRatings.com prides itself on its depth and breadth of expertise in the credit card industry. Our experts work as a team to review and rate hundreds of credit card offers, to ferret out latest and greatest credit card features, to present timely credit management tips, and to select the annual Editor's Choice Awards and monthly "Best Credit Cards" picks. The panelists are:

Curtis Arnold Curtis Arnold is the founder of CardRatings.com. As a nationally recognized consumer educator and advocate, he has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Penguin Group USA, April 2009), a contributor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009). Arnold is co-chair of the Arkansas chapter of the Jump$tart Coalition for Financial Literacy, a national non-profit organization that seeks to improve the personal financial literacy of young adults.

Ellen Cannon Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. A former Wall Street Journal reporter for CNBC, Lynnette has appeared on such national TV programs as The Oprah Winfrey Show, Dr. Phil, The Today Show and Good Morning America. She can be seen frequently as a guest commentator on CNN, MSNBC, ABC and FOX Business Network. Follow Lynnette on Twitter @themoneycoach or visit her free financial advice blog at AskTheMoneyCoach.com.
Amber Stubbs Amber Stubbs is the Senior Managing Editor of CardRatings.com. She has been researching the credit card industry for 11 years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit. She improved her credit score by over 100 points using self-help methods, and hopes to inspire other consumers to do the same.

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