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Meet our Credit Card Experts

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CardRatings.com prides itself on its depth and breadth of expertise in the credit card industry. Our experts work as a team to review and rate hundreds of credit card offers, to ferret out latest and greatest credit card features, to present timely credit management tips, and to select the annual Editor's Choice Awards and monthly "Best Credit Cards" picks. The panelists are:

Curtis Arnold Curtis Arnold is the founder of CardRatings.com. As a nationally recognized consumer educator and advocate, he has been educating consumers about credit cards since 1998. Curtis is the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Penguin Group USA, April 2009), a contributor to The Ultimate Allowance (InnerWealth Publishing, 2008) and is extensively featured in 42 RulesTM for Driving Success With Books (Super Star Press, January 2009). Arnold is co-chair of the Arkansas chapter of the Jump$tart Coalition for Financial Literacy, a national non-profit organization that seeks to improve the personal financial literacy of young adults.
Ellen Cannon Ellen Cannon is the Editorial Director of the Financial Services websites at QuinStreet, Inc. She has covered personal finance topics as a magazine editor for more than 20 years, including nearly 10 at Bloomberg. Prior to joining QuinStreet, she was the managing editor of Bankrate.com, where she covered an extensive range of personal finance issues, and specialized in credit cards. She's been widely quoted in the national media, including The Wall Street Journal, USA Today and Real Simple, has been interviewed on many ratio stations nationwide, and has appeared on CNN and Bloomberg TV.
Ellen Cannon Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. A former Wall Street Journal reporter for CNBC, Lynnette has appeared on such national TV programs as The Oprah Winfrey Show, Dr. Phil, The Today Show and Good Morning America. She can be seen frequently as a guest commentator on CNN, MSNBC, ABC and FOX Business Network. Follow Lynnette on Twitter @themoneycoach or visit her free financial advice blog at AskTheMoneyCoach.com.
Amber Stubbs Amber Stubbs is the Senior Managing Editor of CardRatings.com. She has been researching the credit card industry for more than six years and has been interviewed by members of the national media including USA Today, The New York Times, Time, TheStreet.com, and The Chicago Tribune. Amber became passionate about personal finance after overcoming difficulties with her own credit. She improved her credit score by over 100 points using self-help methods, and hopes to inspire other consumers to do the same.
Joe Taylor Jr. Joe Taylor Jr. has covered personal finance and business for over two decades, and has written and researched for CardRatings.com for over three years. His work has been featured on NPR, CNBC, Financial Times Television, Fox Business, and ABC News. Previously, Joe worked as a marketing and customer service training advisor for three of the country's leading consumer lenders. He recently completed a personal finance book entitled The Rogue Guide to Credit Cards; (Rogue Guide Books, 2012). When not writing about business, Joe serves as a business sales manager for a Fortune 500 technology company.
About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.

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