Featured on the Yanko Design weblog, the Tricard Visa would hold consumers accountable to their own spending with two information displays. An e-ink number in the center of the card displays a customer's balance in numbers big enough to provoke a reaction from fellow shoppers. A red LED offers accent lighting that gets brighter as a cardholder approaches his or her maximum credit line.
Shoppers about to max out their credit line would be forced to hand over a bright red Tricard Visa to a cashier. Consumers with more balanced credit habits would enjoy the opportunity to swipe a "cooler" Tricard that more closely resembles one of American Express' premium clear or black cards. While the design may never reach any actual wallets, personal finance blogs have buzzed about the pros and cons of a credit card that reveals such personal details.
About the Author
Joe Taylor Jr. is an internal business consultant for a Fortune 500 company, who writes about finance, culture, and design. He holds a Bachelor of Science in Communications from Ithaca College.