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Q: I have a GTE federal credit union credit card and I lost my job. I can't pay it. Help, I need money.

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Added July 27, 2010 from: Mike Killian
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 Mike Killian
Answered By Mike Killian: Unfortunately, no one will be able loan you any money without a reasonable expectation of repayment. I am sorry for your dilemma, but here are a couple of ideas for you to consider.

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Perhaps you can get a job of minimum wage doing anything possible until something better comes along. Can you sell anything? Do you have any resources available from friends and family to tide you over? Are you paying rent, food, etc. and if you have enough for those items, can you adjust your spending to pay your debt?

I don't know how much debt you have but it seems that if you cannot find a job anywhere, contacting a bankruptcy attorney is your best course of action. At a minimum you should contact a bankruptcy attorney as the initial consultation is usually free and some attorneys even do the bankruptcy at no cost (ask for pro bono).

You might also want to contact the issuer to see if they are willing to work with you.  This might help you avoid bankruptcy and/or letting the account go into default.

This question is about:  Credit Card Debt Help
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