Chase Slate® is currently offering new cardmembers an introductory zero-percent APR on balance transfers and purchases for 15 months. Although you'll still need to make monthly minimum payments, this deal enables you stretch your balance with no finance charges all the way through next holiday season and into the spring. Transfer a balance within the first 60 days of cardmembership and you'll pay no balance-transfer fee (after that, the fee for each future balance transfer is 3 percent of the amount transferred with a minimum of $5). Once the introductory period ends, the APR for purchases and balance transfers is 12.99, 17.99 or 22.99 percent, depending on your creditworthiness.
If you're the kind of consumer who worries that you'll run out of runway after a strong balance-transfer deal like this one, Chase has you covered. Chase Slate cardholders get access to Blueprint, the bank's online budgeting tool that gives you four different ways to calculate how you'll pay down your balance.
With the "Finish It" tool, you can find a monthly payment that fits your budget while helping you meet your financial goals. Blueprint's Split tool helps you split specific purchases from the rest of your balance, set category-based spending targets, and avoid interest charges on big-ticket purchases.
Unlike other cards in the no-frills category, Chase Slate doesn't skimp on customer benefits, extending comprehensive purchase protection for purchases. Chase's program rivals those of many premium credit cards, offering reimbursement of up to $500 per claim against theft or damage for up to 120 days from the date of purchase. (There's a maximum benefit of $50,000 per account, far larger than the cap on many similar programs.)
Fraud alerts and zero liability protection benefits round out this card's set of features, all with no annual fee. Whether you're looking to save money on finance charges, consolidate a pile of bills into a single statement, or just add some headroom to your available credit, Chase has created an credit card deal that's worth serious consideration at the time of year when most of us get serious about cleaning up our credit.