dcsimg

Joe Taylor's Contribution on CardRatings.com

  • Joe Taylor Joe Taylor Contributor
  • Curtis Arnold Curtis Arnold Contributor

Joe Taylor

Joe Taylor Jr. has covered personal finance and business for over two decades, and has written and researched for CardRatings.com for over three years. His work has been featured on NPR, CNBC, Financial Times Television, Fox Business, and ABC News. Previously, Joe worked as a marketing and customer service training advisor for three of the country's leading consumer lenders. He recently completed a personal finance book entitled The Rogue Guide to Credit Cards; (Rogue Guide Books, 2012). When not writing about business, Joe serves as a corporate communications advisor for a Fortune 500 company.

Recent Contributions by Joe Taylor

5 best low APR credit cards of 2015

Even though many zero-percent-APR introductory offers have been getting longer lately, a low-interest credit card can help you prepare for an emergency expense or for a moment when you might not qualify to surf your balance interest-free.  The best low APR credit card offers typically come with no annual fee

Best cash-back reward credit cards for 2015

Cash-back rewards cards are a valuable financial tool because they provide rebates on typical everyday purchases. The market's best cash-back cards offer higher-than-average reward rates, relatively low annual fees, and easy redemption options.  A few of the best credit cards on our list offer a strong, hassle-free earn rate while

Best credit cards for college students

Although we celebrate college life as a relatively safe place to survive poor decisions, a blemish on your credit history can actually cause more damage than a drunken, late night tattoo. That's because the relationship you build with banks during the first few years of your adult life directly impact the

Best credit cards for summer vacation

Although credit card companies jockey for position in the wallets of business travelers, summer vacation offers banks a chance to build new relationships with mainstream consumers. According to research from the U.S. Travel Association, more than three out of four domestic trips are taken for leisure purposes. In fact, the

Best credit cards for the annual fee

Even though it sometimes sounds absurd to pay money for the privilege of borrowing money, a handful of the best credit cards add enough value for cardholders to justify the cost of their annual membership fees. $: CardName In exchange for this card's modest annual fee, you'll earn Starpoints on eligible purchases

Best gas reward credit cards

According to data collected by the U.S. Energy Information Administration, the typical American household spends close to $3,000 each year on gasoline. That's just under 4 percent of the average pretax household income. Fortunately, with the right gas rebate credit card offer, you can earn some of that back each

Best no foreign transaction fee credit cards of 2015

When credit cards emerged as a viable replacement for cash in the middle of the 20th century, travelers had already developed an elaborate ritual for overseas visits. If you planned ahead, you could order foreign notes from your bank. Otherwise, companies like American Express could issue travelers' checks in foreign

Deal of the Month: Tackle debt this year with Chase Slate

Chase Slate® is currently offering new cardmembers an introductory zero-percent APR on balance transfers and purchases for 15 months. Although you'll still need to make monthly minimum payments, this deal enables you stretch your balance with no finance charges all the way through next holiday season and into the spring.

I keep being denied a credit card so what do I do? I'm full-time college student and work one full-time job so I have income, but I need a credit card to build up my credit so I can buy a car.

Years ago, you wouldn't have been shocked to see first-year college students get starter credit cards just for setting foot in the nearest dining hall. Banks assigned lower-risk categories to students, assuming they'd earn higher-than-average incomes after graduation. But, the realities of a post-recession economy and pressure from consumer advocates

How do your cards stack up?

Compare your card starting here

NEXT »