Joe Taylor

Two of America's biggest credit card issuers recently announced major plans to invest in economic progress by helping families secure jobs, housing, and education. Capital One invests in poverty-fighting partnership Capital One's commitment of $1 million in funding and in-kind donations will help support LIFT's economic advocacy programs in Chicago, Washington DC, Read More >>

The best credit card for your situation always depends on your overall relationship with cash. Your decision really comes down to a few key factors: How much of a balance you intend to carry each month. How much you intend to charge on your card every year. The interest you could earn by Read More >>

A proposal to update telemarketing regulations could restrict most "business-to-consumer" transactions to credit cards or mailed payments. In a statement to reporters, Federal Trade Commission officials announced their intentions to amend the Telemarketing Sales Rule so it forbids telemarketers from using remote checking account withdrawals or money transfers as forms Read More >>

Yes, you can have more than one card from a single issuer. However, the extra account carries both pros and cons. A few situations could warrant opening a second (or third) credit card with the same bank. For instance, you may have started a relationship with your bank at a time Read More >>

The last-minute collapse of a legal settlement between retailers and payment platform operators could set the stage for a new showdown over credit card processing fees. Shortly before the Memorial Day weekend, a group of major retailers opted out of the antitrust settlement first proposed by Visa and MasterCard during Read More >>

The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 -- known in banking circles as just the Credit CARD Act -- changed the game for many consumer lenders. On the heels of 2008's Wall Street collapse and credit crunch, the new rules helped eliminate some of the industry's worst Read More >>

New leaders will help the retail and banking industries adopt stricter credit card security tools, with the recent election of officers to the EMV Migration Forum Steering Committee. The four member committee oversees the efforts of more than 100 major American companies with the goal of adopting payment technology that Read More >>

Your wife's decision to stop paying at least part of her monthly minimum credit card payment will affect you, but probably not in the ways you might think. First, the immediate impact on your personal credit score depends on whether your wife has listed you as an authorized user on any Read More >>

According to the U.S. Travel Association, more than 60 percent of Americans plan to take their families on the road this summer. The best credit card to bring on your journey depends on your destination, your mode of travel and your personal style. Our editorial team found a handful of Read More >>

First Fridays got sweeter for Chase Sapphire Preferred card members, thanks to a new partnership with online reservation site OpenTable. According to company officials, Chase will begin offering three rewards points for every dollar spent on dining transactions during the first Friday of every month through the remainder of 2013. According Read More >>

Question: My son needs a credit card as he is going back to school after working for a couple of years. He currently carries one of my cards and is very careful to pay me in full each month for any purchases he makes. I don't think he's eligible for Read More >>

American Express business credit card holders can now shrink the amount of time they spend on expense reports, thanks to the company's new ReceiptMatch service. This online tool from American Express OPEN helps small business owners and their employees manage expenses from the road or from the office by matching Read More >>

If you've traveled to Europe anytime in the past few years, you've probably encountered a challenge when trying to use your plain, old, American credit card. For decades, we've relied on simple magnetic strips to carry secure account information. However, criminals have figured out easy ways to steal that data, Read More >>

Stay-at-home spouses no longer have to skirt federal rules when completing credit card applications, thanks to a new ruling from the Consumer Financial Protection Bureau. In a formal filing to the Federal Register, the CFPB clarified its position on whether spouses and partners without independent sources of income can reasonably Read More >>

Strict disclosure rules and a fear of rising interest rates have radically reduced the number of fixed rate credit cards on the market. A scan of the Consumer Financial Protection Bureau's credit card agreement database shows that only about 17 percent of active offers include the phrase "fixed rate." Many Read More >>

Selected Chase credit card holders gained even greater access to transatlantic travel this month, with the announcement that Ultimate Rewards members can now transfer points to Virgin Atlantic's Flying Club program. In a statement to reporters, Chase officials confirmed that accountholders with Chase Sapphire Preferred, Ink Plus, and Ink Bold Read More >>

Yes. The fact that you've got a job as a reliable source of income will help your credit card application, even if you're only making minimum wage. However, you're not likely to get an account with a huge line of credit until you can show you're capable of paying down Read More >>

When you hear journalists or credit card companies talk about the "prime rate," they're talking about the annual percentage rate that banks charge their very best customers when they need to borrow money. Those banks' very best customers aren't consumers like you or me, though. They're other banks. Don't worry, though. Read More >>

American Express' foray into the prepaid debit card market looks more like a traditional checking account than ever, thanks to a new round of product enhancements announced this month. Bluebird, the debit card AmEx launched in partnership with big box retailer Walmart last fall, now offers FDIC insurance for deposits Read More >>

Yes, but you'll need a little help. When lawmakers wrote the Credit CARD Act in response to the 2008 financial crisis, they pushed through changes designed to protect young Americans from making mistakes with money. Under federal banking regulations, banks can only accept credit card applications from Americans below the Read More >>