Joe Taylor's Contribution on CardRatings.com
Joe Taylor Jr. has covered personal finance and business for over two decades, and has written and researched for CardRatings.com for over three years. His work has been featured on NPR, CNBC, Financial Times Television, Fox Business, and ABC News. Previously, Joe worked as a marketing and customer service training advisor for three of the country's leading consumer lenders. He recently completed a personal finance book entitled The Rogue Guide to Credit Cards; (Rogue Guide Books, 2012). When not writing about business, Joe serves as a corporate communications advisor for a Fortune 500 company.
Recent Contributions by Joe Taylor
Cash-back rewards cards are a valuable financial tool because they provide rebates on typical everyday purchases. The market's best cash-back cards offer higher-than-average reward rates, relatively low annual fees, and easy redemption options. A few of the best credit cards on our list offer a strong, hassle-free earn rate while
Although we celebrate college life as a relatively safe place to survive poor decisions, a blemish on your credit history can actually cause more damage than a drunken, late night tattoo. That's because the relationship you build with banks during the first few years of your adult life directly impact the
Although credit card companies jockey for position in the wallets of business travelers, summer vacation offers banks a chance to build new relationships with mainstream consumers. According to research from the U.S. Travel Association, more than three out of four domestic trips are taken for leisure purposes. In fact, the
Even though it sometimes sounds absurd to pay money for the privilege of borrowing money, a handful of the best credit cards add enough value for cardholders to justify the cost of their annual membership fees. $: CardName In exchange for this card's modest annual fee, you'll earn Starpoints on eligible purchases
According to researchers at the National Retail Federation, American shoppers typically spend more than $500 each on gifts during the holiday season. Count all holiday items, like decorations, festive clothing, and party snacks, and that number rises well above $700. Add up everyone in your household with their own shopping
For decades, globetrotters tolerated paying a percentage fee for the "convenience" of exchanging currency on the fly. Even after merchants around the world embraced credit cards, American tourists and professionals alike continued to let banks charge up to 5 percent on each transaction conducted outside the U.S. After all, if
Chase Slate® is currently offering new cardmembers an introductory zero-percent APR on balance transfers and purchases for 15 months. Although you'll still need to make monthly minimum payments, this deal enables you stretch your balance with no finance charges all the way through next holiday season and into the spring.