Curtis Arnold

With competition heating up in the no-annual-fee credit card market, it's easy to overlook some strong deals among credit cards that charge for membership. Our editorial team found five cards that pay members back with significant discounts, rewards and perks throughout the year. $: Capital One Venture Rewards Credit Card If you consistently spend Read More >>

As consumers get smarter about using credit cards, banks have discovered that big cash rebates can drive customer loyalty. If you keep just one or two credit cards in your wallet, consider carrying a card that can earn you as much as 6 percent cash back on eligible purchases. Here Read More >>

This year's editor's choice awards illustrated so much of the positive change sweeping the personal finance business. With banks competing on price and service, consumers enjoy access to affordable, useful tools to manage their credit and make secure shopping decisions. Still, a handful of companies keep trying to cash in Read More >>

This was a great year for customers looking to get great value from credit cards without racking up debt. Since many consumers continued to live lean in the wake of the recession, credit card companies were obligated to provide more tantalizing deals. With this competition among issuers, we saw the Read More >>

It's still not as easy to get a new credit card as it was before the recession, but Americans have shown a willingness to use credit cards more responsibly over the past few years. As credit card delinquencies have declined and household balances have dropped, lenders have stepped up competition Read More >>

It seems like big box stores start leaking their Black Friday sale flyers around the same time they discount leftover Halloween candy. That gives you a few weeks to work out a strategy for financing your holiday purchases. These four rewards credit cards offer special deals and promotions that can Read More >>

Sign up for a Gold Delta SkyMiles® Credit Card from American Express and you can earn 30,000 bonus miles toward Award Travel after spending just $500 on the card in the first three months of account opening. Delta just revised their award ticketing process, so this signup bonus gives you Read More >>

If you're a casual traveler, signing up for a hotel credit card can qualify you for upgrades and special perks usually reserved for touring rock stars. Frequent guests can cover the costs of personal trips to the kinds of resorts not usually covered under corporate travel policies. Our list of Read More >>

With holiday shopping on the horizon again, many banks have shifted their marketing toward interest-free purchases and away from fee-free balance transfers. The CardRatings.com team revisited 15 credit cards from our February balance transfer survey and added 8 more accounts to our watch list. Our September review of 23 balance Read More >>

Return to the 2012 balance transfer survey article * Offers accurate as of 9/04/2012. Updated on 5/1/2013.   Balance transfer promotional terms BT APR after 0% ends** BT fee after intro  New purchase promotional terms Annual fee Credit Card APR Length of promo (mos) Transfer fee Window when BT must be Read More >>

Our recent review of the best travel rewards cards noted that the Hilton HHonors Surpass Card from American Express edged out Hilton's Visa branded cards in terms of overall value. Citi and Hilton must have felt their ears buzzing. The "new" Citi Hilton HHonors Reserve Card earns 10 bonus points Read More >>

Once marketed as havens for jet-setting executives, airport lounges now serve anyone who is willing to invest in a less stressful airport experience. If flight delays, crowded departure gates, and challenging travelers make you want to tear your hair out, a handful of travel credit cards can help you escape Read More >>

Pay for your everyday purchases with a plain vanilla debit or credit card, and you could be leaving as much as 6 percent of your household budget in the cashier’s till each month. Our survey of the market’s best cash back credit cards reminds us that you can earn some Read More >>

A National Retail Federation survey estimates that most parents will spend more than $688 on back to school items this year. However, the Blue Cash Preferred℠ Card from American Express could help you earn back as much as $95 from that budget. With rebates of up to 6 percent on Read More >>

Although ticket prices and associated fees have crept higher over the past few years, the right airline credit card can save you enough cash to offset the cost of air travel. Four of today's best travel credit cards offer bonus perks that can make your next trip relaxing and rewarding. The Read More >>

Signup bonuses and rewards points aren’t the only ways today’s best credit cards pay for themselves. Customers who qualify for “elite,” “platinum,” and “signature” credit cards often earn extra perks that can save time while eliminating common expenses. Repaid baggage fees American travelers have grudgingly grown accustomed to paying for checked bags Read More >>

Choose a credit card issuer that you think you'll want to do business with for years. Most lenders offer versions of their most popular credit cards with relaxed underwriting guidelines (and smaller credit limits) just for students and recent graduates. Your student credit card won't expire once you hang your Read More >>

Q: I've been asked many times to upgrade my American Express card to platinum. I am especially interested in their companion ticket perk. Are companion tickets only available on a full fare basis? Are they available only for flights originated from the United States? Are they available on short notice? A: Read More >>

Q: I need a credit card with a low interest rate, no annual fee, and a credit limit of $3,000. I am paying off my NFCU, but due to a lot of medical bills, I have some bills that have been turned over to a credit collector. I can get Read More >>

Every day at CardRatings.com, readers just like you submit questions about credit cards to our "Ask the Expert" columnists. We try to pull the most compelling questions from your submissions, so readers in similar situations can also take advantage of what we've all learned. However, we can't answer every question, Read More >>