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Curtis Arnold's Contribution on CardRatings.com

  • Curtis Arnold Curtis Arnold Contributor
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Curtis Arnold

Curtis Arnold, a nationally recognized consumer educator and advocate, has been educating consumers about credit cards since 1998. Curtis is the Founder of CardRatings.com and the author of "How You Can Profit from Credit Cards: Using Credit to Improve Your Financial Life and Bottom Line" (FT Press, 2008). He is also the co-author of the Complete Idiot's Guide to Person-to-Person Lending (Alpha Books/Pengiun Group USA, April 2009). He has been regularly interviewed by national media outlets for many years.

Recent Contributions by Curtis Arnold

Best 0% APR credit cards

If you're thinking of making a major purchase, and are deciding how to pay for it, don't forget to consider the best 0% APR credit cards. Pick the right card, and you can spread out your payments over time without paying interest or fees, and it can actually be cheaper

Best balance transfer credit cards of 2015

When considering balance transfer credit card offers, consumers need to match their needs to available features. While some cardholders might be drawn to a long, low introductory APR, others might be thinking of ways to get perks out of a card once his or her balance is paid off. Ready

Best credit cards for 2015

Choosing the best credit card to suit your lifestyle and spending habits can equate to significant savings and benefits. On the other hand, select the wrong card and you just might find yourself with skimpy rewards, high rates and fees or — possibly the saddest of all—points that go unused.

Best credit cards for high credit scores

Achieving a really high credit score takes time, effort and commitment. However, it also brings fantastic benefits in the form of inexpensive borrowing across the board: from mortgages and home equity products, through auto loans, to personal loans and lines of credit. But nowhere are the benefits greater than when

Best credit cards for holiday shopping

According to researchers at the National Retail Federation, American shoppers typically spend more than $500 each on gifts during the holiday season. Count all holiday items, like decorations, festive clothing, and party snacks, and that number rises well above $700. Add up everyone in your household with their own  shopping

Best credit cards for luxury perks

In "The Millionaire Next Door," authors Thomas Stanley and William Danko reveal how America's wealthiest individuals don't always look like millionaires. Nor do they necessarily spend very much of the money in their bank accounts. Banks use luxury credit card perks to add value for customers with big balances, so

Best credit cards for mom

Breakfast in bed. Hand-painted, completely glitter-fied works of adorable art. A lovely bouquet of roses. All perfect for Mother's Day. This year, however, we decided to skip the Whitman's Sampler and head right over to something more advantageous. We've decided you should reward yourself after all that scrimping, saving, earning and splurging

Best credit cards for newlyweds

Have you just burned through $31,213? That, according to The Knot, was the cost of an average American wedding, excluding honeymoon, in 2014. Just to make you feel better, the average spend on a wedding in Manhattan was $76,328. If you hosted your wedding in Manhattan, there's very little that's

Best credit cards for travel rewards

Who doesn’t love to see new parts of the world? Whether you’re climbing a mountain, touring ancient ruins, or just sitting on a beach, traveling is one of the most enjoyable activities and provides a welcome break from our busy, everyday lives. Travel rewards credit cards can help you earn

Best small business credit cards of 2015

You've probably seen them when you've lined up at the office supply store or at the airport. They're credit cards that look a little bit like those you're already carrying in your wallet, but with a little extra sparkle. If you're not already using a small business credit card to

Editor's Choice Awards 2014: The year's best credit cards

Momentum keeps building for the credit card industry. Americans' revolving balances have crept to their highest levels since 2009, according to the Federal Reserve. Suze Orman and other market watchers have predicted a rise in the prime rate that could send APRs higher over the next year. Meanwhile, banks continue

Editor's Pick for Best Credit Cards of 2015

Choosing test the best credit card to suit your lifestyle and spending habits can equate to significant savings and benefits. On the other hand, select the wrong card and you just might find yourself with skimpy rewards, high rates and fees or — possibly the saddest of all—points that go

Editor's Pick for Best Credit Cards of 2015 - TEST PAGE

Choosing the best credit card to suit your lifestyle and spending habits can equate to significant savings and benefits. On the other hand, select the wrong card and you just might find yourself with skimpy rewards, high rates and fees or — possibly the saddest of all—points that go unused.

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