Once you determine how you will be using the card, then you can look for the best deals available. Things to consider at that point would include introductory interest rates, interest after the introductory period, annual fees, default rates, and grace period.
But don't ignore your credit report, either, when you're hunting for the best credit card. Your report gives a lender a snapshot of your credit worthiness and determines the cards for which you are qualified.
- Are Discover Card credit cards any good?
- Is a credit score of 725 considered good?
- Which bank offers the best debit card?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?