Some issuers will be flexible and change the date, but some will offer resistance. Don't be afraid to negotiate. Be specific with the customer representative about why you want to make the change. For instance, if changing the due date improves your cash flow, state this clearly to the customer representative. Explain how improving your cash flow enhances your ability to make your credit card payments on time. Credit card issuers may like getting the extra profit from late fees, but having cardholders who can make their payments on time also saves them the headache of trying to collect late payments.
- My ex-wife took her maiden name back. She has opened new credit cards with my last name and address on them but hasn't lived at my address for three years. What can I do?
- If I buy jewelry online with a credit card, is the purchase insured if the jewelry does not arrive?
- I would like to replace a few high APR cards with better rate cards, but I know that we are supposed to limit how many cards that we have and closing them is a bad idea. What should I do?