Cash Back Credit Cards

  • Who: Consumers interested in cash rewards who have a good credit score and pay their balance in full each month
  • Why: You can earn a 1-5% cash back rebate just for using a credit card to pay for everyday purchases
  • Drawbacks: Cash back reward cards may not be the best credit cards if they have higher interest rates than credit cards without a reward program.

     

Editor's Pick

Discover® Biodegradable More® Card

Editor’s Pick Discover® Biodegradable More® Card

5 out of 5

Editor’s Pick Discover® Biodegradable More® Card



Capital One® No Hassle CashSM Rewards

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • 0% APR on purchases until March 2011
  • No foreign transaction fees
  • No annual fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - Purchases OnlyUntil March 201114.9% VYesNone*Excellent

Discover® More® Card

  • 0% APR on Balance Transfers for a full 12 months
  • 0% APR on Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0% - BT12 months11.99% - 20.99% VYes4%Good

Chase FreedomSM Card

  • 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
  • Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
  • 0% Intro APR and No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%*12 months on balance transfers; 6 months on PurchasesAs low as 12.99% VariableYes5% ($10 minimum)Excellent

Blue Cash(R) from American Express

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 monthsAs Low As 17.24%YesSee Terms*Good

PenFed VISA Platinum Gas / Cash Rewards Card

  • Earn 2.00% Cash Back on Supermarket Purchases*
  • Earn 5.00% Cash Back from Gas Purchases Paid at the Pump*
  • Earn 1.00% Cash Back from All Purchases** You Make with the Card During Each Billing Cycle
  • Up to $50,000 Limit
  • No Annual Fee


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

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Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
4.99% or 6.99% - BT24 months13.99% VYesWaived Until 3/31/10Excellent

True Earnings(R) Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months15.24%N/A*See TermsGood

Discover® Biodegradable More® Card

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Instant Response within 60 seconds


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

5 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
0%6 months11.99% - 19.99% VYes3%Excellent

Iberiabank Visa® Gold

  • Variable Rate APR ranging from Prime + 5% – Prime + 11% (8.25%/11.25%/14.25%)
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • No annual membership fee
  • Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.


Note! Do you know your credit score? Click here for free credit score offers.

Editor's Rating

4 out of 5

Apply Now

Intro APRIntro APR PeriodRegular APRBalance TransferTransfer FeeCredit Needed
1.99% BT6 Months8.25 - 14.25%Yes2%Excellent