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CardRatings.com is the most comprehensive free source for comparing credit card offers and has helped millions of consumers research and find the best credit cards. If you are in the market for a new card, choose from among our featured cards below and apply easily and securely online.

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Best Credit Cards

Monthly spend
< $2,500
Balance
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Discover® More Card - $0 Balance Transfer Fee!

Editor's Rating


  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Delta Reserve Credit Card - Enjoy Delta Sky Club® Access

Editor's Rating


  • Earn up to 20,000 bonus miles with first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
  • Get a free checked bag for up to nine people in your reservation
  • Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets

Slate® from Chase - Limited Time: No Balance Transfer Fee

Editor's Rating


  • LIMITED TIME: No Balance Transfer Fee!*
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
  • Slate with Blueprint helps you pay down your balances faster and save on interest
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration

Editor's Rating


  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

Discover® More® Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Displaying results for:

Best Credit Cards

Monthly spend
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Balance
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Most Popular Credit Cards

The Most Popular Credit Cards are based on the Credit Cards CardRatings users most frequently apply and are approved for.

Credit Card Calculators

  • Lower Interest Calculator

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    Enter your current credit card balance, then the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings... Calculate

CardRatings Blog

  • Credit card tips for Super Bowl trips

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    If you're going to the Super Bowl XLVI in Indianapolis Feb. 5 to see the New York Giants and the New England Patriots in all their glory, chances are, you're…... More


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