Credit Card Payoff Calculator

We are particularly proud of our online credit card calculators. Our credit card calculators are user friendly and convenient. They represent the latest in "Web technology" and can be quite habit forming! We have made a large investment in our calculators, with the hope that they will help consumers make informed decisions regarding credit card offerings. While the aim of most calculators is to help consumers compare credit offers based on interest rates and annual fees,  calculators also help consumers decide if they should consolidate their debts, if they should choose a reward credit card over a low interest credit card, etc. Finally, if you would like a quick tutorial that contains tips about using online calculators, then please read our online credit calculator tips article. If you are ready to begin calculating, please click on the credit card calculator link below that interests you!

Credit Card Payoff Calculator

Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you.