Credit Card Cancellation Problems
Author: nb
Posted: Thu Aug 24, 2006 1:20 pm
Post subject: cc cancelation problems
I want to cancel a fee charging cc, but I was told canceling has a negative affect on cc score. This cc charges the fee regardless of use. Help
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Author: maddybeagle
Posted: Thu Aug 24, 2006 1:47 pm
Post subject:
The general advice is not to close an account UNLESS it charges a fee...you might want to look to see if the card can be changed into another card that the issuer doesnt charge a fee on...or see if the the fee can be waived...probably will offer anyway when ask to have it closed...
Author: mouse
Posted: Thu Aug 24, 2006 2:14 pm
Post subject: Re: cc cancelation problems
Quote:
"nb"
I want to cancel a fee charging cc, but I was told canceling has a negative affect on cc score. This cc charges the fee regardless of use. Help
Is this one of those cards with a $250 credit limit but when all the FEES are added you can spend $14
CLOSE IT
Get a card from a bank that you put money in a savings account
(SECURED CARD)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: nb
Posted: Thu Aug 24, 2006 2:26 pm
Post subject:
Both of the posted suggestions are in the works Yet, Capital One, now merged with Hibernia, has stopped their fee waiver policy. :!:
Author: mouse
Posted: Thu Aug 24, 2006 2:44 pm
Post subject:
Quote:
"nb"
Both of the posted suggestions are in the works Yet, Capital One, now merged with Hibernia, has stopped their fee waiver policy.
THIS IS NOT A FEE WAIVER
THIS IS "UN-WIND THE DEAL"
As in a car dealer sometimes has to do
Or you take back a sweater to a store with your receipt
(YOU OWE NOTHING MORE THAN YOU DID BEFORE YOU BOUGHT THE SWEATER)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Thu Aug 24, 2006 1:20 pm
Post subject: cc cancelation problems
I want to cancel a fee charging cc, but I was told canceling has a negative affect on cc score. This cc charges the fee regardless of use. Help
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: maddybeagle
Posted: Thu Aug 24, 2006 1:47 pm
Post subject:
The general advice is not to close an account UNLESS it charges a fee...you might want to look to see if the card can be changed into another card that the issuer doesnt charge a fee on...or see if the the fee can be waived...probably will offer anyway when ask to have it closed...
Author: mouse
Posted: Thu Aug 24, 2006 2:14 pm
Post subject: Re: cc cancelation problems
Quote:
"nb"
I want to cancel a fee charging cc, but I was told canceling has a negative affect on cc score. This cc charges the fee regardless of use. Help
Is this one of those cards with a $250 credit limit but when all the FEES are added you can spend $14
CLOSE IT
Get a card from a bank that you put money in a savings account
(SECURED CARD)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: nb
Posted: Thu Aug 24, 2006 2:26 pm
Post subject:
Both of the posted suggestions are in the works Yet, Capital One, now merged with Hibernia, has stopped their fee waiver policy. :!:
Author: mouse
Posted: Thu Aug 24, 2006 2:44 pm
Post subject:
Quote:
"nb"
Both of the posted suggestions are in the works Yet, Capital One, now merged with Hibernia, has stopped their fee waiver policy.
THIS IS NOT A FEE WAIVER
THIS IS "UN-WIND THE DEAL"
As in a car dealer sometimes has to do
Or you take back a sweater to a store with your receipt
(YOU OWE NOTHING MORE THAN YOU DID BEFORE YOU BOUGHT THE SWEATER)
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 11:29 PM
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