Discover Credit Card 0% Offer
Author: jthom10108@juno.com
Posted: Fri Jan 21, 2005 5:59 pm
Post subject: Discover Card
I got offered the 0% for life card. Would a credit score of 730 and balance of 9000 on four cards with a combined credit limit of 27000 be sufficient or should I not waste my time. Thanks.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Sat Jan 22, 2005 9:47 am
Post subject: Discover Credit Card 0% Offer
When you say you were "offered" a 0% card, did you mean you received a pre-approval offer? Such offers do not guarantee accpetance. It just means that you were part of a list of potential customers fitting certain broad cimitations sold to the creditor by one or more of the CRAs. If it were up to me I would fill out the application if the card interests you. You have very little to lose. Even if they turn you down the inquiry will resuls in a minimal hit on your overall score; mabe 5-10 points or less.
Author: nativechild48
Posted: Mon Jan 24, 2005 12:10 am
Post subject: Discover Credit Card 0% Offer
I would apply for a card that allows "no fee" for balance transfers. Discover usually charges a fee for balance tranfers after their promo ends. Discover and other card usually mean 0% for life of the loan, but there can be other deciding factors that might not make you elegible for this program and to keep this offer. Also Discover uses a two cycle billing method for interest.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Mon Jan 24, 2005 9:56 am
Post subject: Discover Credit Card 0% Offer
jthom10108@juno.com,
Thanks for your post and welcome to the board! Are they requiring you to make a minimum purchase(s) every month to keep the 0% rate in effect?
Out of curiosity, how did you find out about our website?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Posted: Fri Jan 21, 2005 5:59 pm
Post subject: Discover Card
I got offered the 0% for life card. Would a credit score of 730 and balance of 9000 on four cards with a combined credit limit of 27000 be sufficient or should I not waste my time. Thanks.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Ira
Posted: Sat Jan 22, 2005 9:47 am
Post subject: Discover Credit Card 0% Offer
When you say you were "offered" a 0% card, did you mean you received a pre-approval offer? Such offers do not guarantee accpetance. It just means that you were part of a list of potential customers fitting certain broad cimitations sold to the creditor by one or more of the CRAs. If it were up to me I would fill out the application if the card interests you. You have very little to lose. Even if they turn you down the inquiry will resuls in a minimal hit on your overall score; mabe 5-10 points or less.
Author: nativechild48
Posted: Mon Jan 24, 2005 12:10 am
Post subject: Discover Credit Card 0% Offer
I would apply for a card that allows "no fee" for balance transfers. Discover usually charges a fee for balance tranfers after their promo ends. Discover and other card usually mean 0% for life of the loan, but there can be other deciding factors that might not make you elegible for this program and to keep this offer. Also Discover uses a two cycle billing method for interest.
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
Author: Board Monitor
Posted: Mon Jan 24, 2005 9:56 am
Post subject: Discover Credit Card 0% Offer
jthom10108@juno.com,
Thanks for your post and welcome to the board! Are they requiring you to make a minimum purchase(s) every month to keep the 0% rate in effect?
Out of curiosity, how did you find out about our website?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314
CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!
posted by CardRatings.com at 7:04 PM
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