First Time Credit Card

Author: jbomb
Posted: Thu Aug 25, 2005 11:26 pm
Post subject: First Time Credit Card

Hello every body, Im trying to get a credit card (my first one) with at least $1500 or higher. Im 20 years old and have a job

I tryed to apply for a Visa Gold at my bank Bank of America but was denied and said "Credit bureau file does not contain enough current credit references"

any suggestion for me or will i just need to settle for one of thoes Secured cards?

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Author: maddybeagle
Posted: Thu Aug 25, 2005 11:41 pm
Post subject: First Time Credit Card

You can always have a family member co-sign for you. You need to convince them that you will pay it off every month, because their neck is out there, too.

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Author: Board Monitor
Posted: Fri Aug 26, 2005 7:31 am
Post subject: First Time Credit Card

You can probably get approved for a card, but the fees will more than likely eat away most of your credit line. Secured cards are a great alternative:

http://www.cardratings.com/securedcreditcards.html

Let us know how things turn out...
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

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CardRatings.com is the most comprehensive source for comparing credit card offers. Please visit CardRatings.com to view the best rated credit cards!

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