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Thursday, December 08, 2005

Credit Cards with Automatic Credit Limit Increase

Author: rmecseki
Posted: Tue Oct 11, 2005 2:09 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


I would like to make a list of credit cards which have automatic credit limit increases.

So far what I found:

MBNA cards

AMERICAN EXPRESS cards

ORCHARD BANK MC CREDIT CARD (I own it!)

Can you add any cards to this list?


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Author: StephanB
Posted: Tue Oct 11, 2005 2:19 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


Bank of America's Platinum Visa did it for me automatically too: $3000->$5000.



Author: Ralph
Posted: Tue Oct 11, 2005 2:25 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


Cit Platinum Select, Chase Platinum, B of Am Platinum and Providian Platinum gave me automatic increases in the past.


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Author: scarymary
Posted: Tue Oct 11, 2005 2:42 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


Cap one...

$1k to $3k



Author: Ralph
Posted: Tue Oct 11, 2005 2:52 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


rmecseki,

"Did they pull a hard inquiry before the auto CLI?

No, just soft pulls.



Author: StephanB
Posted: Tue Oct 11, 2005 2:56 pm
Post subject: Credit Cards with Automatic Credit Limit Increase


I believe a company cannot do an automatic hard pull without the consumer's consent, even if the result may be a CLI.

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