Chase Flexible Rewards Credit Card

Author: scarymary
Posted: Thu Oct 13, 2005 8:23 pm
Post subject: Chase Flexible Rewards Credit Card

I am trying to find out if anyone this and how they like it. I couldn'f find it on cardratings.com

I applied for HELOC w/ Chase and just received my paperwork today. Enclosed was an application for the Chase Flexible Rewards Card.

Prior to this... I was interested in applying for the Chase Cash Plus Card for the 5% gas, grocery and drug store rebates. I know that this is very similar to the Citibank Dividend card which I was just recently denied credit with.

Just wondering if the flexible rewards card might be better. Doesn't seem to be but am I missing something?????

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Author: Board Monitor
Posted: Fri Oct 14, 2005 9:13 am
Post subject: Chase Flexible Rewards Credit Card

What are the terms of the offer?
_________________
Best Regards,
Curtis Arnold
Board Monitor
http://www.cardratings.com
(501) 663-0314

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Author: scarymary
Posted: Fri Oct 14, 2005 11:52 am
Post subject: Chase Flexible Rewards Credit Card

Flexible RewardsSM Visa® Signature Card. Get the innovative Flexible Rewards Visa® Signature card that lets you choose your reward. Earn 1 point for every $1 you spend in net purchases and redeem for your choice of travel, cash, merchandise or gift certificates/gift cards. Best of all, you can start redeeming at 2,500 points and we'll give you 1,000 bonus points after your first purchase. All with no annual fee!

Not going to carry a balance so rate not really an issue.

I am totally new at the Cash Back card game so I just need an idea on what would be better. Doing the math:

$1 = 1 point
$25 gas purchase = 25 points
the advance of $1000 points aside... I would need to get gas 100 times to get a rebate... of $25.00


CHASE Cash Plus Card
Earn 5 points per dollar on gas, grocery and drugstore purchases. Earn 1 point per dollar on purchases elsewhere. For every 5,000 points earned, redeem for either a $50 check or a $50 gift certificate from a variety of world-class merchants.

5% of a gas purchase of $25 would be $1.25
Redeemable in $50 only so I would have to get gas 40 times...

I know... this is dumb but I'm trying to put it in perspective...

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Author: JaneiR36
Posted: Fri Oct 14, 2005 1:37 pm
Post subject: Chase Flexible Rewards Credit Card

But you don't have to use the other Chase card for only gas!!! Therefore the terms of the flexible reward card apply, and more. Unless you have any particular objection to using the card on anything other than gas?