A Message from Our Founder:

I would like to personally thank you for visiting our site! I founded CardRatings.com after several years of work experience in the banking industry (I was looking for a change of pace) and personally struggling with credit card debt during and after my graduate studies in business. At one point my credit card debt reached $45,000. The stress that the debt created in my life was unbelievable. I sincerely hope that you do not have to ever experience this type of stress.

The mission of our organization has always been to educate consumers about credit cards and I take this mission very seriously. I am proud to say that millions of consumers have relied on our website for objective information about credit cards. Thanks to consumers like you, our award-winning site has received an enormous amount of national publicity over the years and has helped create a more consumer friendly credit card industry. I hope that you find our site informative and useful. We strongly encourage comments and inquiries. Our organization is consumer powered and we rely heavily on consumer input! If you are not satisfied with our site for any reason, please e-mail me or call me at the number below and I will make your concerns a top priority. Click here if you are interested in reading my bio.

Best Regards,
Curtis Arnold
Founder/PR Director
U.S. Citizens for Fair Credit Card Terms, Inc.
CardRatings.com
(501) 663-0314