Low Introductory Rate Credit Cards - Ratings and Credit Card Applications

Taking advantage of low introductory or promotional rates is a common practice among cardholders and can result in significant interest or finance charge savings. Choose from available cards below and start saving money!

Displaying results for:

Low Intro Rate

Monthly spend
< $2,500
Balance
Sometimes

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Discover® More Card - $0 Balance Transfer Fee!

Editor's Rating


  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

The NEW Blue for Business® Credit Card from American Express OPEN

Editor's Rating


  • Earn a Welcome Bonus of 10,000 bonus points after your first purchase
  • Earn 10% more points the first year, Earn 20% more points the second year, Earn 30% more points every year after
  • Get an introductory APR of 0% for up to 12 months
  • No annual fee and no fee for Additional Cards for Employees
  • Save 3% - 10% automatically on business expenses from FedEx, Hertz®, and more with OPEN Savings® discounts
  • Enjoy the option to pay over time

    Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

    Editor's Rating


    • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
    • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
    • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
    • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
    • No annual fee and rewards never expire

    Discover® More Card - 18 Month Promotional Balance Transfer

    Editor's Rating


    • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
    • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
    • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
    • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus automatic mobile and email fraud alerts
    • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
    • *Click apply to view rates, fees, rewards, limitations and other important information

    Escape by Discover Card

    Editor's Rating


    • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
    • Double Miles on every $1 you spend
    • 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
    • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
    • Flexible redemption options like travel credits, merchandise, gift cards or cash
    • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
    • Discover is ranked #1 in customer loyalty--15 years in a row (2011 Brand Keys Customer Loyalty Engagement Index report)
    • *Click apply to view rates, fees, rewards, limitations and other important information

    Miles by Discover® Card

    Editor's Rating


    • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
    • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
    • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
    • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
    • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
    • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
    • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
    • *Click apply to view rates, fees, rewards, limitations and other important information

    Discover® MotivaSM Card

    Editor's Rating


    • Earn Cashback Bonus for your good credit management
    • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
    • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
    • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
    • 24/7 access to a U.S. based Account Manager within 60 seconds
    • $0 Fraud Liability plus mobile and email fraud alert options
    • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
    • *Click apply to view rates, fees, rewards, limitations and other important information

    Blue® From American Express - No Annual Fee!

    Editor's Rating


    • 0% intro APR for 12 months
    • Flexibility to pay charges over time
    • Earn up to 10X points every day when you shop over 300 brands online at membershiprewards.com/earn
    • Earn 1 point for every eligible dollar spent
    • 2X points when booking online travel through American Express
    • Rewards start at just 1,000 points

    Blue Cash PreferredSM Card From American Express - $150 Welcome Bonus

    Editor's Rating


    • 6% cash back at supermarkets
    • 3% cash back at gas stations and department stores
    • 1% cash back on all other eligible purchases
    • Low annual fee
    • Flexibility to pay charges over time
    • Recommend the Blue Cash Preferred Card to as many friends as you want and get a $75 bonus for each friend approved for the Card


     
    Please note: You must have excellent
    credit to be approved for this card
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