Instant Approval Credit Card Ratings and Credit Card Applications

Who are instant approval credit cards for? They are for consumers who have a good credit score and want to find out if they can receive instant credit. Instant approval credit cards can significantly speed up the application process when you apply online. Note: Please note that these are not guaranteed as instant approval credit cards. Credit card applications may still have to go through a traditional approval process and is determined by the issuer.

Displaying results for:

Monthly spend
< $2,500
Balance
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' Discover® More Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 11.99% - 20.99%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

' Blue Cash(SM) Everyday Card from American Express

Editor's Rating


  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories

' Blue Sky from American Express(SM)

Editor's Rating


  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.

' Starwood Preferred Guest(R) Credit Card from American Express

Editor's Rating


  • Starpoints(R) Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"

' American Express® Gold Card

Editor's Rating


  • Earn 10K Membership Rewards® points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events — select concerts, shows, major sporting events, and more
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase

' American Express(R) Premier Rewards Gold Card

Editor's Rating


  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide


 
Please note: You must have excellent
credit to be approved for this card
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