Credit Cards and Prepaid Debit Cards for People with Poor or Bad Credit

Credit Cards and Prepaid Debit Cards for People with Poor or Bad Credit

Do you have a low credit score? Don't worry, there may still be a credit card for you! See below for top rated credit cards designed specially for those with a low credit score. Using some of these cards will also help you build or rebuild your credit.

AccountNow® Prepaid MasterCard®

Editor's Rating

 

  • 100% guaranteed approval*
  • New! iAdvance loan option, no credit check needed
  • Free credit builder and bill pay

Citi Forward® for College Students

Editor's Rating

 

  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
  • 3,500 bonus points after $250 in purchases are made within 3 months of account opening.
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.

Public Savings Bank Secured Card

Editor's Rating

 

  • 0% APR on purchases for 6 months
  • No annual fee or monthly fees
  • Your income, employment and credit are not factors

New Millennium Bank Secured Gold Visa® or Mastercard®

Editor's Rating

 

  • Approved regardless of credit history
  • Reports to all 3 credit bureaus
  • Annual Fee: $59.00. Application Processing Fee: $69.95.

Citi® mtvUTM Platinum Select® Visa® for College Students

Editor's Rating

 

  • 0% APR* on Purchases for 7 months, if you qualify, based on your application and credit history*.
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
  • Earn 25 ThankYou Points every month when you pay on time and don't go over your credit limit.