Best Credit Cards, Comparisons and Reviews - Compare Credit Card Offers & Apply at CardRatings.com

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Best Cards

Monthly spend
< $2,500
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Discover® More Card - $0 Balance Transfer Fee!

Editor's Rating


  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Delta Reserve Credit Card - Enjoy Delta Sky Club® Access

Editor's Rating


  • Earn up to 20,000 bonus miles with first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
  • Get a free checked bag for up to nine people in your reservation
  • Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets

Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration

Editor's Rating


  • Earn $75 Statement Credit after you make $300 in purchases in your first 3 months
  • 0% Intro APR for up to 15 months - a variable APR as low as 11.99% -21.99% after your 0% ends
  • Slate with Blueprint® helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

Slate® from Chase - Limited Time: No Balance Transfer Fee

Editor's Rating


  • LIMITED TIME: No Balance Transfer Fee!*
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
  • Slate with Blueprint helps you pay down your balances faster and save on interest
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Discover® More Card - 18 Month Promotional Balance Transfer

Editor's Rating


  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Chase Freedom® Visa - $200 Bonus Cash Back

Editor's Rating


  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Editor's Rating


  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Chase SapphireSM Preferred Card

Editor's Rating


  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisers (No voice recording)
  • No Annual Fee for your first year - A $95 value

    Blue Sky Preferred® from American Express

    Editor's Rating


    • Earn 7,500 bonus points when you spend $500 in the first 90 days
    • Earn free travel fast at a low annual fee of $75
    • You decide if you want to pay charges overtime or pay in full
    • 2X points on dining, hotels, and car rentals
    • $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
    • Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more


     
    Please note: You must have excellent
    credit to be approved for this card
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