Best Credit Cards, Comparisons and Reviews - Compare Credit Card Offers & Apply at CardRatings.com

CardRatings.com is the most comprehensive free source for comparing credit card offers and has helped millions of consumers research and find the best credit cards. If you are in the market for a new card, choose from among our featured cards below and apply easily and securely online.

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Best Cards

Monthly spend
< $2,500
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Discover® More Card - $0 Balance Transfer Fee!

Editor's Rating


  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Delta Reserve Credit Card - Enjoy Delta Sky Club® Access

Editor's Rating


  • Earn up to 20,000 bonus miles with first purchase; Earn 5,000 bonus miles when you sign up for two additional cards
  • Get a free checked bag for up to nine people in your reservation
  • Receive a 20% savings on eligible in-flight purchases of food, beverages, movies, television shows, video games and audio headsets

Slate® from Chase - No Balance Transfer Fee

Editor's Rating


  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Discover® More® Card

Editor's Rating


  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More Card - 18 Month Promotional Balance Transfer

Editor's Rating


  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Chase Freedom® Visa - $200 Bonus Cash Back

Editor's Rating


  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

Editor's Rating


  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Chase SapphireSM Preferred Card

Editor's Rating


  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
  • Transfer points you've earned to participating frequent traveler programs at a 1:1 value
  • 24/7 direct access to expert service advisers (No voice recording)
  • No Annual Fee for your first year - A $95 value

    Continental Airlines OnePass® Plus Card

    Editor's Rating


    • Earn up to 40,000 bonus miles & first year free ($95 value)*
    • Now with priority boarding privileges on Continental and United flights
    • Check your first bag for free on Continental and United flights, up to a $50 value
    • Visit the United Club with two complimentary passes every year, a $100 value
    • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
    • Your miles don't expire and there is no limit to the number of miles you can earn

    Blue Sky Preferred® from American Express

    Editor's Rating


    • Earn 7,500 bonus points when you spend $500 in the first 90 days
    • Earn free travel fast at a low annual fee of $75
    • You decide if you want to pay charges overtime or pay in full
    • 2X points on dining, hotels, and car rentals
    • $100 Annual Airline Allowance to cover baggage fees and many in-flight purchases
    • Offers a wide range of discounts and extras at hotels, restaurants, retailers, and more


     
    Please note: You must have excellent
    credit to be approved for this card
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