Q: I'm a student with fair credit. What student credit card do you recommend?
I'm a student with fair credit. What student credit card do you recommend?
The Discover�� Student Card is an excellent credit card. We like this card so much we gave it our 5-star Editor's Rating. And you only need a fair credit rating to be considered for a card. Now, this is assuming you're over twenty-one or have proof of sufficient income to repay your debts. Under the CARD Act, if you're under 21 and lack a steady (and sufficient) income, you must get a co-signer.
There's a zero percent introductory APR and the regular APR is pretty good for a rewards student credit card--although it varies depending on your credit history. You get a 5 percent Cashback�� Bonus in rotating categories, such as gas and restaurants. And, yes, that means more money in your pocket for pizza.
You also get a one percent cash back bonus on virtually everything else you need for college, from textbooks to toothpaste. A word of caution, though. Pay your bills on time because the penalty APR is steep.
Disclaimer: The information in this article is believed to be accurate as of the date it was written. Please keep in mind that credit card offers change frequently. Therefore, we can not guarantee the accuracy of the information in this article. Please verify all terms and conditions of any credit card prior to applying. Check our credit card database for updated terms and conditions.
This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author’s alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through the Chase Affiliate Program.
Discover is a paid advertiser of this site.
Disclaimer: Reasonable efforts are made to maintain accurate information. See the Discover online credit card application for full terms and conditions on offers and rewards.
No Comments
- Credit Card Company Secrets: 5 Things "They" Don't Want You to Know
- My Credit Score Is 723. Is That Good or Bad?
- 5 Common Mistakes That Can Cripple Your Credit Score
- Which banks still offer secured credit cards?
- What's the minimum FICO credit score needed to qualify for an American Express Premier Rewards Gold Card?
