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Added September 21, 2010 from: Mike Killian
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Answered By Mike Killian:
My recommendation is for you to first find out what you can qualify for--in other words, what is your credit score? If credit score is not an issue, your choices are nearly limitless. If, on the other hand, your credit score is on the low side, you will have fewer choices.

Assuming your score is not an issue, I would recommend you search CardRatings.com using any of these criteria: rewards, frequent flyer, or even cash back.

For example, Chase has a card with up to 5 percent cash back in quarterly bonus categories like gas, restaurants and more, subject to quarterly enrollment and quarterly maximum. PenFed offers a card where with the Plus version of the card you can earn up to 5 percent cash back on gas purchases paid at the pump, as long as you obtain a qualifying PenFed product, terms and conditions/restrictions and limitations apply.

In the "frequent flier" category, you can find one card from Citi where for a limited time you can earn American Airlines AAdvantage® bonus miles after meeting spend requirements in purchases within the first 3 months of cardmembership*---redeem miles toward domestic air travel award. But to make that worthwhile you need to be a frequent American Airlines customer. As with any offer, this limited time offer may expire at any time so be sure to check the Citi application page for current offer details, terms and conditions before applying.

"Best" simply depends on what you are looking for in a card. Each has varying introductory offers, but don't be seduced by teaser rates. Use them only as a tie breaker between cards you've already identified as meeting your needs. Normal purchase APR should be the more important criterion. You should also be looking at whether there are annual fees required. No matter how perfect a card seems for your purposes, it will lose its appeal rapidly if you have to pay a high annual fee for the privilege of having it.

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