So, in general, I would suggest that you use a low interest credit card for purchases you know you aren't going to pay in full and a cash back card for all other purchases.
Some of my favorites are the Charles Schwab and Fidelity cards both of which give a 2% cash back rebate. I also like the True Earnings Card from Costco and American Express which gives a 3% rebate on gas purchases, a 3% rebate on restaurant purchases and an unlimited earnings cap.
- I want a free gift for my credit card application. Which credit cards offer the best free gifts?
- Does this website give me a list of the cards that best fit my credit?
- Is the Chase Ultimate Rewards program any good? Any issues or gotchas with it?
- I do not see a review of the Bank of America Cash Rewards card. I was really interested in this card, as I was reading about it on their website.
- We are older, and ready to stop earning airline miles. Where can I find a credit card with a picture ID that has some cash back feature?
- Which credit card would be the best to use to pay all of my monthly bills (utilities, cable, and phone) and get either cash back, travel miles, or some other benefit?
- What are our best options for credit? Husband, who already has a current card, applying for another? Wife without a card applying for one? Or a joint card?
- Please evaluate the Blue Cash Everyday card from American Express.












