On the other hand, there can be less security with the use of a debit card than with that of a credit card, as it is much easier to probe a person's PIN than a signature on a credit card. Similarly, liability is often times far less with a credit card than a debit card.
Most banks do not charge fees to use debit cards anymore. However, you should still read the fine print to confirm that there are no monthly, annual, or point of sale fees associated with the card. And, if there is, you should keep shopping.
If you are looking for a debit card that is not linked to a bank account, then check out our prepaid card listing. You will want to compare the fees for each and choose the one that has the least fees based on how you plan to use the card.
- Are Discover Card credit cards any good?
- Is a credit score of 725 considered good?
- Why do you rate American Express credit requirements as "good credit" to secure a card? I thought to qualify for an American Express card you have to have excellent credit.
- Supposing you have a perfect credit score of 800 or better; which credit card offers the highest credit limits?
- On a credit card application, can you include your spouse's income under household income? What about other people that live with you?