barnes-amp-noble-mastercard-offers-store-perks

Bookseller Barnes & Noble is offering a $25 gift card to new cardholders who sign up for its co-branded MasterCard and make their first purchase with the card. The card also has perks for those who regularly shop at the bookstore or at its website.

To earn a $25 Barnes & Noble gift card, customers must apply for the Barnes & Noble MasterCard, be accepted, receive the credit card, and make a purchase with that card. The purchase can be made anywhere, not just at Barnes & Noble. The gift card will be mailed to the cardholder within four weeks of the purchase. Other perks of the card include:

  • Cash back: A 5 percent rebate on any purchases made at the store or website, excluding gift cards purchased through the company's corporate sales program.
  • Rewards: One point for every dollar spent using the card anywhere MasterCard is accepted, and a $25 Barnes & Noble gift card for each 2,500 points earned.
  • No annual fee.

The card has an APR of 13.99 percent to 24.99 percent, depending on the applicant's creditworthiness, and is currently offering zero percent APR on balance transfers for the first 15 months after the account is opened, with a balance transfer fee of 3 percent or $10, whichever is greater. After the promotional term expires, the standard APR range will apply, and the balance transfer fee will be the greater of 4 percent or $10. Cash advances have a 25.24 percent APR, and the fee is 5 percent or $10, whichever is greater. Foreign transaction fees are 3 percent.

The 5 percent rebate is given as a statement credit each month purchases were made. Purchases made with the Barnes & Noble MasterCard are not eligible to earn points in the Barnes & Noble membership program.

The Barnes & Noble MasterCard is issued by Barclays BankDelaware.