Person using an ATM

Bank Fees - Checking Accounts

West Southern Tier (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

Click here for an explanation of these columns.

Click here for an explanation of these columns if your browser does not support javascript.

Click here for all checking account notes if your browser does not support javascript.

INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY
SERVICE
FEE

CHECK
RETURN
WITH
STMNT

#
FREE
ITEMS

PER
ITEM
FEE

NSF
FEE

OVERDRAFT
PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

BANK OF AMERICA

800-432-1000

Advantage

.05%

$100

$25000

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

My Access

$25

$5.95

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Regular

$100

$750

$12.00

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Campus
Edge

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Preferred

.05%

$100

$10000

$18

YES

All

N/A

$25

YES

CITIZENS BANK

877-360-2472

Personal
with Interest

.05%

$50

$1000

$10

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
with Interest

.15%

$100

$7500

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle

$100

$5000

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
Gold

.50%

$100

$20000

$20

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Green

$25

YES

All

N/A

$35

YES

COMMUNITY
BANK

800-388-4679

Completely
Free

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

50 & Better
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

VIP Free
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

Wall Street
Checking

.70%-
1.0%

$50

$1000

YES

All

N/A

$30

YES

FIRST NATIONAL
BANK OF
DRYDEN

607-844-8141

NOW
Checking

.25%

$13

$1000

YES

All

$.20

$25

YES

$4.95

DRY

FIRST NATIONAL
BANK OF
DRYDEN

607-844-8141

Regular
Checking

$13

$300

YES

All

$.20

$25

YES

$4.95

DRY

FIRST NATIONAL
BANK OF
DRYDEN

607-844-8141

Regular Checking
Direct Deposit

$25

YES

All

N/A

$25

YES

$4.95

DRY

FIRST NATIONAL
BANK OF
GROTON

607-898-5871

Personal
Checking

$12

$300

YES

All

$.20

YES

$2.95

GRO

FIRST NATIONAL
BANK OF
GROTON

607-898-5871

Senior
Checking

$12

YES

All

$.20

$30

YES

$2.95

GRO

FIRST NATIONAL
BANK OF
GROTON

607-898-5871

Money
Market
Checking

.40%

$12

$1000

YES

All

$.20

$30

YES

$2.95

GRO

FIRST NIAGARA
BANK

800-421-0004

Preferred

.10%

$10000

$10

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Prestige

.15%

$50000

$15

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Value

YES

All

N/A

$30

FNB

FIRST NIAGARA
BANK

800-421-0004

E-Checking

YES

$.50

$30

FNB

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$15000

$15

YES

All

N/A

$35

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Basic
Banking

$25

YES

All

N/A

$18

YES

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Direct
Checking

$25

$1500

$5.95

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Premium
Interest

.75%

$25

$50000

$24

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Select
w/Interest

.05%

$25

$5000

$14

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Totally
Free

$25

YES

All

N/A

$18

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Classic
w/ Interest

.05%

$25

YES

All

N/A

$18

Yes

TIOGA STATE
BANK

607-779-6023

Rewards
Checking

4.75%

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Free
Checking

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Interest
Checking

.05%

$2500

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Relationship
Interest Checking

.05%

$2500

$25

YES

All

N/A

$25

YES

TOMPKINS TRUST
COMPANY

607-273-3210

Welcome
Checking

YES

ALL

N/A

$30

YES

TTC

TOMPKINS TRUST
COMPANY

607-273-3210

Select
Checking Plus

$1000

YES

All

N/A

$30

YES

TTC

TOMPKINS TRUST
COMPANY

607-273-3210

Student
Checking

YES

All

N/A

$30

YES

TTC

TOMPKINS TRUST
COMPANY

607-273-3210

True
Advantage

$10000

$12

YES

All

N/A

$30

YES

TTC

TOMPKINS TRUST
COMPANY

607-273-3210

True Advantage
Plus

$15000

$15

YES

All

N/A

$30

YES

TTC