Person using an ATM

Bank Fees - Checking Accounts

South Western New York (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

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INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY SERVICE FEE

CHECK RETURN WITH STMNT

# FREE ITEMS

PER ITEM FEE

NSF FEE

OVERDRAFT PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

CITIZENS BANK

877-360-2472

Personal
with Interest

.05%

$50

$1000

$10

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
with Interest

.15%

$100

$7500

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle

$100

$5000

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
Gold

.50%

$100

$20000

$20

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Green

$25

YES

All

N/A

$35

YES

COMMUNITY
BANK

800-388-4679

Completely
Free

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

50 & Better
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

VIP Free
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

Wall Street
Checking

.70%

$50

$1000

YES

All

N/A

$30

YES

EVANS NATIONAL
BANK

716-819-9000

Simply
Free

$25

YES

All

N/A

$33

YES

EVANS NATIONAL
BANK

716-819-9000

Simply
Valued

$25

YES

All

N/A

$33

YES

ENB

EVANS NATIONAL
BANK

716-819-9000

Simply
NOW

.65%

$25

$5000

$14

YES

All

N/A

$33

YES

ENB

EVANS NATIONAL
BANK

716-819-9000

Double
Nickle

$25

YES

All

N/A

$33

YES

ENB

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$15000

$15

YES

All

N/A

$35

YES

KEYBANK

800-539-9055

Key
Advantage

.05%

$50

$10000

$15

YES

All

N/A

$32

YES

KEYBANK

800-539-9055

Key
Express

$50

YES

All

N/A

$32

YES

KEYBANK

800-539-9055

Key
Student

$50

YES

All

N/A

$32

YES

KEYBANK

800-336-4750

Key
Privilege

0.40% -
0.50%

$50

$25000

$25

YES

All

N/A

$32

YES

KEYBANK

800-336-4750

Key
Privilege
Select

1.00% -
2.00%

$50

$100000

$25

YES

All

N/A

$32

YES

LAKESHORE
S & L ASSN

716-483-3400

Free
and Easy

$10

YES

All

N/A

$30

YES

LAKESHORE
S & L ASSN

716-483-3400

Smart
Account (NOW)

.125%

$10

$500

YES

All

N/A

$30

YES

LSL

LAKESHORE
S & L ASSN

716-483-3400

Money
Market

.25%
-.75%

$25

YES

$.25

$30

YES

LSL

LAKESHORE
S & L ASSN

716-483-3400

Free
Student

$10

YES

All

N/A

$30

YES

LSL

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Basic
Banking

$25

YES

All

N/A

$18

YES

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Direct
Checking

$25

$1500

$5.95

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Power
Checking

.75%

$25

$50000

$24

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Select
w/Interest

.05%

$25

$5000

$14

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Totally
Free

$25

YES

All

N/A

$18

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Classic
w/ Interest

.05%

$25

YES

All

N/A

$18

Yes

NORTHWEST
SAVINGS BANK

877-672-5678

Free
Checking

$100

YES

All

N/A

$31

YES

NORTHWEST
SAVINGS BANK

877-672-5678

Interest
Checking

.50%

$100

$500

YES

All

N/A

$31

YES