Bank Fees - ATM & Debit Cards South Western New York (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.) Click here for an explanation of these columns. Click here for an explanation of these columns if your browser does not support javascript. Click here for all ATM & Debit Card account notes if your browser does not support javascript. INSTITUTION PHONE ATM CARD ANNUAL FEE ONSITE ATM FEE OFFSITE ATM FEE POINT OF SALE FEE ATM SURCHARGE OFFERS DEBIT CARD? PIN OR SIGNATURE TRANSACTIONS DEBIT CARD FEES DEBIT CARD REWARD PROGRAM NOTES CITIZENS BANK 800-600-0008 None $0.00 $2.00 $0.00 $2.00 YES YES None  See note   CB COMMUNITY BANK 800-388-4679 None $0.00 $0.35 - $2.00 $0.00 $2.00 YES YES None  None    EVANS NATIONAL BANK 716-926-2000 None $0.00 $1.50 $1.00* $1.50 YES YES None  None  ENB HSBC BANK USA NA 800-975-4722 None $0.00 $1.50 $0.00 $1.75 YES YES None  None    JAMESTOWN SAVINGS BANK 716-763-2265 None $0.00 $0.00 $0.00 $1.50 YES YES None  None  JSB KEYBANK 800-539-2968 None $0.00 $2.00 $0.00 $2.00 YES YES None  See note   KEY LAKESHORE S & L ASSN 716-366-4070 None $0.00 $1.50 $1.50 $2.00 YES YES None  None    MANUFACTURERS & TRADERS TRUST CO 800-724-2440 None $0.00 $2.00 $0.50 $2.00 YES YES None  See note   M

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