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Bank Fees
Capital Region
Central New York
East Southern Tier
Finger Lakes
Long Island
Mid-Hudson
Mohawk Valley
New York City
North Country
North Western New York
South Western New York
West Southern Tier
bank fee survey
Checking Accounts ATM's and Debit Cards

Bank Fees - Checking Accounts

North Country (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

INSTITUTION PHONE ACCT
NAME
INT
YIELD
MIN
TO
OPEN
MIN
TO
AVOID FEES
MONTHLY SERVICE FEE CHECK RETURN WITH STMNT # FREE ITEMS PER ITEM FEE NSF FEE OVERDRAFT PROTECTION ONLINE
BILL
PYT
FEE
NOTES
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 Economy
Interest
.10% $25 $0 $0 YES 0 $.20 $30 YES $0  
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 Low
Minimum
.10% $25 $400 $6 YES All N/A $30 YES $0  
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 No
Minimum
.10% $25 $0 $4 YES All N/A $30 YES $0  
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 Totally
Free
N/A $25 $0 $0 YES All N/A $30 YES $0  
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 VIP Free
Interest
.10% $25 $0 $0 YES All N/A $30 YES $0  
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 Wall Street
Checking
.50% $25 $1000 $8 YES All N/A $30 YES $0 CF
CARTHAGE FEDERAL
S & L ASSN
800-232-0450 50 Plus
Free Interest
.10% $25 $0 $0 YES All N/A $30 YES $0  
COMMUNITY
BANK
800-388-4679 Completely
Free
  $50 $0 $0 YES All N/A $30 YES $0  
COMMUNITY
BANK
800-388-4679 50 & Better
Interest
Checking
.15% $50 $0 $0 YES All N/A $30 YES $0  
COMMUNITY
BANK
800-388-4679 VIP Free
Interest
Checking
.15% $50 $0 $0 YES All N/A $30 YES $0  
COMMUNITY
BANK
800-388-4679 Wall Street
Checking
.70% $50 $1000 $8 YES All N/A $30 YES $0  
HSBC BANK
USA NA
800-975-4722 Choice
Checking
  $1 $1500 $8 YES ALL N/A $35 YES $0  
HSBC BANK
USA NA
800-975-4722 Basic
Checking
  $1 $0 $3 YES 8 $.35 $35 YES $0  
HSBC BANK
USA NA
800-975-4722 Student   $1 $0 $0 YES All N/A $35 YES $0 H
HSBC BANK
USA NA
800-975-4722 Premiere
Checking
.05% $1 $100000 $50 YES All N/A $35 YES $0 H
HSBC BANK
USA NA
800-975-4722 Plus
Checking
.02% $1 $15000 $15 YES All N/A $35 YES $0 H
KEYBANK 800-539-9055 Key
Advantage
.05% $50 $10000 $15 YES All N/A $32 YES $0 K
KEYBANK 800-539-9055 Key
Express
  $50 $0 $0 YES All N/A $32 YES $0 K
KEYBANK 800-539-9055 Key
Student
  $50 $0 $0 YES All N/A $32 YES $0 K
KEYBANK 800-336-4750 Key
Privilege
0.40% -
0.50%
$50 $25000 $25 YES All N/A $32 YES $0 K
KEYBANK 800-336-4750 Key
Privilege
Select
1.00% -
2.00%
$50 $100000 $25 YES All N/A $32 YES $0 K
WATERTOWN
SAVINGS BANK
315-788-7100 Basic
Banking
N/A $25 $0 $0 YES All N/A $21 NO $0  
WATERTOWN
SAVINGS BANK
315-788-7100 Checking
Account
N/A $100 $0 $0 YES All N/A $21 NO $0  

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| South Western New York | West Southern Tier

Last Updated: December 31, 2008 by CardRatings.com. ®1998-2009; U.S. Citizens for Fair Credit Card Terms, Inc. All rights reserved.