Person using an ATM

Bank Fees - Checking Accounts

New York City (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

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INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY
SERVICE
FEE

CHECK
RETURN
WITH
STMNT

#
FREE
ITEMS

PER
ITEM
FEE

NSF
FEE

OVERDRAFT
PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

ASTORIA FEDERAL
S & L ASSN

800-278-6742

Easy

$100

YES

All

N/A

$30

ASTORIA FEDERAL
S & L ASSN

800-278-6742

Express

$100

$1000

$10

YES

All

N/A

$30

YES

ASTORIA FEDERAL
S & L ASSN

800-278-6742

Ultra

.10%

$100

$2500

$10

YES

All

N/A

$30

YES

ASTORIA FEDERAL
S & L ASSN

800-278-6742

Gold

.10%

$100

$500

$10

YES

All

N/A

$30

YES

BANK OF AMERICA

800-432-1000

Advantage

.05%

$100

$25000

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

My Access

$25

$5.95

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Regular

$100

$750

$12.00

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Campus
Edge

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Preferred

.05%

$100

$10000

$18

YES

All

N/A

$25

YES

CAPITAL ONE
BANK

877-694-9111

Completely
Free

$25

YES

ALL

N/A

$30

YES

CAPITAL ONE
BANK

877-694-9111

Checking w/
Interest

.15
- 2.00%

$50

$5000

$15

YES

ALL

N/A

$30

YES

CAPITAL ONE
BANK

877-694-9111

50+ Interest
Checking

.15%

$50

YES

ALL

N/A

$30

YES

CAPITAL ONE
BANK

877-694-9111

Rewards
Checking

$50

YES

ALL

N/A

$30

YES

CFS BANK

718-931-2900

Absolutely
Free

YES

All

N/A

$30

YES

CFS BANK

718-931-2900

Unlimited
Checking

.20%

$50

YES

ALL

N/A

$30

YES

CFS

CFS BANK

718-931-2900

Month to Month
Checking

.15%

$500

YES

All

N/A

$30

YES

CFS

CFS BANK

718-931-2900

Prestige
Checking

.25%

$5000

$12.50

YES

All

N/A

$30

YES

CFS

CFS BANK

718-931-2900

Supreme
Checking NOW

.50%

$500

YES

ALL

N/A

$30

YES

CFS

CFS BANK

718-931-2900

Premium Money
Market

.25%

$5000

YES

N/A

$30

YES

CFS

CITIBANK N.A.

800-374-9500

EZ
Checking

$100

$1500

$7.50

YES

$0.50

$34

YES

CITI

CITIBANK N.A.

800-374-9500

Citibank
Account

.25%

$100

$6000

$12

YES

$0.50

$34

YES

CITI

CITIBANK N.A.

800-374-9500

Everything
Counts

.25%

$100

$10000

$25

YES

$0.50

$34

YES

CITI

CITIBANK N.A.

800-374-9500

Citigold
Account

.50%

$500

$100000

$25

YES

All

N/A

$34

YES

CITI

CITIBANK N.A.

800-374-9500

Citibank
Access

$50

N/A

$34

YES

CITI

CITIBANK N.A.

800-374-9500

Basic
Checking

$1500

$3 -
9.50

YES

$.50

$34

YES

CITI

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$25

$15000

$15

YES

All

N/A

$35

YES

JP MORGAN
CHASE BANK

877-682-4273

Premier
Checking

.01%

$25

$15000

$25

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Better
Banking

$12

$1500

$10

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Chase
Checking

$25

All

N/A

$25

YES

JP MORGAN
CHASE BANK

800-400-6828

Premier
Platinum

.05% -
.15%

$5000

$75000

$35

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

College
Checking

$25

See
Note

$10

YES

All

N/A

$25

YES

$4.95

NEW YORK
COMMUNITY BANK

718-790-9993

Absolutely
Free

YES

All

N/A

$30

YES

NEW YORK
COMMUNITY BANK

718-790-9993

Unlimited
Checking

.20%

$50

YES

ALL

N/A

$30

YES

NYCB

NEW YORK
COMMUNITY BANK

718-790-9993

Month to Month
Checking

.15%

$500

YES

All

N/A

$30

YES

NYCB

NEW YORK
COMMUNITY BANK

718-790-9993

Prestige
Checking

.25%

$5000

$12.50

YES

All

N/A

$30

YES

NYCB

NEW YORK
COMMUNITY BANK

718-790-9993

Supreme
Checking NOW

.50%

$500

YES

ALL

N/A

$30

YES

NYCB

NEW YORK
COMMUNITY BANK

718-790-9993

Premium Money
Market

.25%

$5000

YES

N/A

$30

YES

NYCB

PNC BANK

877-225-5762

Free
Checking

$25

YES

All

N/A

$36

YES

PNC BANK

877-225-5762

Performance
Checking

.15% -
.30%

$25

$2500

$15

YES

All

N/A

$36

YES

PNC

PNC BANK

877-225-5762

Performance
Select

.25% -
.50%

$25

$10000

$25

YES

All

N/A

$36

YES

PNC

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Absolutely
Free

YES

All

N/A

$30

YES

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Unlimited
Checking

.20%

$50

YES

ALL

N/A

$30

YES

QCSB

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Month to Month
Checking

.15%

$500

YES

All

N/A

$30

YES

QCSB

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Prestige
Checking

.25%

$5000

$12.50

YES

All

N/A

$30

YES

QCSB

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Supreme
Checking NOW

.50%

$500

YES

ALL

N/A

$30

YES

QCSB

QUEENS COUNTY
SAVINGS BANK

718-278-6400

Premium Money
Market

.25%

$5000

YES

N/A

$30

YES

QCSB

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Absolutely
Free

YES

All

N/A

$30

YES

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Unlimited
Checking

.20%

$50

YES

ALL

N/A

$30

YES

RCB

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Month to Month
Checking

.15%

$500

YES

All

N/A

$30

YES

RCB

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Prestige
Checking

.25%

$5000

$12.50

YES

All

N/A

$30

YES

RCB

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Supreme
Checking NOW

.50%

$500

YES

ALL

N/A

$30

YES

RCB

RICHMOND COUNTY
SAVINGS BANK

718-984-1101

Premium Money
Market

.25%

$5000

YES

N/A

$30

YES

RCB

ROOSEVELT
SAVINGS BANK

718-238-5800

Absolutely
Free

YES

All

N/A

$30

YES

ROOSEVELT
SAVINGS BANK

718-238-5800

Unlimited
Checking

.20%

$50

YES

ALL

N/A

$30

YES

RSB

ROOSEVELT
SAVINGS BANK

718-238-5800

Month to Month
Checking

.15%

$500

YES

All

N/A

$30

YES

RSB

ROOSEVELT
SAVINGS BANK

718-238-5800

Prestige
Checking

.25%

$5000

$12.50

YES

All

N/A

$30

YES

RSB

ROOSEVELT
SAVINGS BANK

718-238-5800

Supreme
Checking NOW

.50%

$500

YES

ALL

N/A

$30

YES

RSB

ROOSEVELT
SAVINGS BANK

718-238-5800

Premium Money
Market

.25%

$5000

YES

N/A

$30

YES

RSB

WACHOVIA
BANK

800-922-4684

Free
Checking

$100

YES

All

N/A

$22

YES

WACHOVIA
BANK

800-922-4684

Free
Student
Checking

$50

YES

All

N/A

$22

YES

WACHOVIA
BANK

800-922-4684

Crown
Banking

.05%-
.30%

$100

$5000

$20

YES

All

N/A

$22

YES

WACHOVIA
BANK

800-922-4684

Crown
Select
Banking

.05%

$100

$10000

$25

YES

All

N/A

$22

YES

WACHOVIA
BANK

800-922-4684

Crown
Classsic
Banking

.05%

$100

$1000

$20

YES

All

N/A

$22

YES

WACHOVIA
BANK

800-922-4684

Access
Fifty

$50

YES

All

N/A

$22

YES

WASHINGTON
MUTUAL BANK

866-236-7766

Free
Checking

YES

All

N/A

$34

YES

WMB

WASHINGTON
MUTUAL BANK

866-236-7766

Platinum
Checking

.01%

$5000

$10

YES

All

N/A

$34

YES

WMB