Person using an ATM

Bank Fees - Checking Accounts

Mohawk Valley (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

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INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY
SERVICE
FEE

CHECK
RETURN
WITH
STMNT

#
FREE
ITEMS

PER
ITEM
FEE

NSF
FEE

OVERDRAFT
PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

ADIRONDACK
TRUST CO

518-584-5844

Basic

$3.00

YES

$.20

$30

YES

ADIRONDACK
TRUST CO

518-584-5844

NOW

.25%

$500

$5.00

YES

All

$.20

$30

YES

ADIRONDACK
TRUST CO

518-584-5844

Regular

$500

$3.00

YES

$.20

$30

YES

BANK OF AMERICA

800-841-4000

Advantage

.05%

$100

$25000

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-841-4000

My Access

$25

$5.95

YES

All

N/A

$25

YES

BANK OF AMERICA

800-841-4000

Regular

$100

$750

$12

YES

All

N/A

$25

YES

BANK OF AMERICA

800-841-4000

Campus
Edge

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-841-4000

Preferred

.05%

$100

$10000

$18

YES

All

N/A

$25

YES

BANK OF UTICA

800-442-1028

Free
Checking

.50%

$25

YES

All

N/A

$25

YES

CITIZENS BANK

877-360-2472

Personal
with Interest

.05%

$50

$1000

$10

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
with Interest

.15%

$100

$7500

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle

$100

$5000

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
Gold

.50%

$100

$20000

$20

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Green

$25

YES

All

N/A

$35

YES

FIRST NIAGARA
BANK

800-421-0004

Preferred

.10%

$10000

$10

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Prestige

.15%

$50000

$15

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Value

YES

All

N/A

$30

FNB

FIRST NIAGARA
BANK

800-421-0004

E-Checking

YES

$.50

$30

FNB

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$15000

$20

YES

All

N/A

$35

YES

JP MORGAN
CHASE BANK

877-682-4273

Premier
Checking

.01%

$25

$15000

$25

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Better
Banking

$12

$1500

$10

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Chase
Checking

$25

All

N/A

$25

YES

JP MORGAN
CHASE BANK

800-400-6828

Premier
Platinum

.05% -
.15%

$5000

$75000

$35

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

College
Checking

$25

See
Note

$10

YES

All

N/A

$25

YES

$4.95

NBT BANK

800-628-2265

Classic

All

N/A

$25

YES

$4.50

NBT

NBT BANK

800-628-2265

Classic
Interest

.25% -
.50%

$100

All

N/A

$25

YES

$4.50

NBT

NBT BANK

800-628-2265

Star
Plus

.25% -
.50%

$400

All

N/A

$25

YES

$2.50

NBT

ROME
SAVINGS BANK

315-336-7300

Totally
Free
Checking

$25

YES

All

N/A

$25

ROME
SAVINGS BANK

315-336-7300

Low
Minimum
Interest
Checking

.25%

$25

$500

YES

All

N/A

$25

ROME
SAVINGS BANK

315-336-7300

No
Minimum
Interest
Checking

.25%

$25

YES

All

N/A

$25

ROME
SAVINGS BANK

315-336-7300

Economy
Interest
Checking

.25%

$25

YES

$.20

$25

ROME
SAVINGS BANK

315-336-7300

50+ Free
Interest
Checking

.25%

$25

YES

All

N/A

$25

RSB

ROME
SAVINGS BANK

315-336-7300

VIP Free
Interest
Checking

.25%

$25

YES

All

N/A

$25

RSB

ROME
SAVINGS BANK

315-336-7300

Wall Street
Checking

.25%-
.75%

$25

$1000

YES

All

N/A

$25