| INSTITUTION |
PHONE |
ACCT
NAME |
INT
YIELD |
MIN
TO
OPEN |
MIN
TO
AVOID FEES |
MONTHLY
SERVICE
FEE |
CHECK
RETURN
WITH
STMNT |
#
FREE
ITEMS |
PER
ITEM
FEE |
NSF
FEE |
OVERDRAFT
PROTECTION |
ONLINE
BILL
PYT
FEE |
NOTES |
|
BANK OF AMERICA |
800-841-4000 |
Advantage |
.05% |
$100 |
$25000 |
$25 |
YES |
All |
N/A |
$25 |
YES |
$0 |
BA |
|
BANK OF AMERICA |
800-841-4000 |
My Access |
|
$25 |
$0 |
$5.95 |
YES |
All |
N/A |
$25 |
YES |
$0 |
BA |
|
BANK OF AMERICA |
800-841-4000 |
Regular |
|
$100 |
$750 |
$12 |
YES |
All |
N/A |
$25 |
YES |
$0 |
BA |
|
BANK OF AMERICA |
800-841-4000 |
Campus
Edge |
|
$25 |
$0 |
$0 |
YES |
All |
N/A |
$25 |
YES |
$0 |
BA |
|
BANK OF AMERICA |
800-841-4000 |
Preferred |
.05% |
$100 |
$10000 |
$18 |
YES |
All |
N/A |
$25 |
YES |
$0 |
BA |
| CITIZENS BANK |
877-360-2472 |
Personalwith Interest |
.05% |
$50 |
$1000 |
$10 |
YES |
All |
N/A |
$35 |
YES |
$0 |
|
| CITIZENS BANK |
877-360-2472 |
Circlewith Interest |
.15% |
$100 |
$7500 |
$15 |
YES |
All |
N/A |
$35 |
YES |
$0 |
|
| CITIZENS BANK |
877-360-2472 |
Circle |
|
$100 |
$5000 |
$15 |
YES |
All |
N/A |
$35 |
YES |
$0 |
|
| CITIZENS BANK |
877-360-2472 |
Circle
Gold |
.50% |
$100 |
$20000 |
$20 |
YES |
All |
N/A |
$35 |
YES |
$0 |
|
| CITIZENS BANK |
877-360-2472 |
Green |
|
$25 |
$0 |
$0 |
YES |
All |
N/A |
$35 |
YES |
$0 |
|
HSBC BANK
USA NA |
800-975-4722 |
Choice
Checking |
|
$1 |
$1500 |
$8 |
YES |
ALL |
N/A |
$35 |
YES |
$0 |
|
HSBC BANK
USA NA |
800-975-4722 |
Basic
Checking |
|
$1 |
$0 |
$3 |
YES |
8 |
$.35 |
$35 |
YES |
$0 |
|
HSBC BANK
USA NA |
800-975-4722 |
Student |
|
$1 |
$0 |
$0 |
YES |
All |
N/A |
$35 |
YES |
$0 |
H |
HSBC BANK
USA NA |
800-975-4722 |
Premiere
Checking |
.05% |
$1 |
$100000 |
$50 |
YES |
All |
N/A |
$35 |
YES |
$0 |
H |
HSBC BANK
USA NA |
800-975-4722 |
Plus
Checking |
.02% |
$1 |
$15000 |
$20 |
YES |
All |
N/A |
$35 |
YES |
$0 |
H |
| KEYBANK |
800-539-9055 |
Key
Advantage |
.05% |
$50 |
$10000 |
$15 |
YES |
All |
N/A |
$32 |
YES |
$0 |
K |
| KEYBANK |
800-539-9055 |
Key
Express |
|
$50 |
$0 |
$0 |
YES |
All |
N/A |
$32 |
YES |
$0 |
K |
| KEYBANK |
800-539-9055 |
Key
Student |
|
$50 |
$0 |
$0 |
YES |
All |
N/A |
$32 |
YES |
$0 |
K |
| KEYBANK |
800-336-4750 |
Key
Privilege |
0.40% - 0.50% |
$50 |
$25000 |
$25 |
YES |
All |
N/A |
$32 |
YES |
$0 |
K |
| KEYBANK |
800-336-4750 |
Key
Privilege
Select |
1.00% - 2.00% |
$50 |
$100000 |
$25 |
YES |
All |
N/A |
$32 |
YES |
$0 |
K |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Basic
Banking |
|
$25 |
$0 |
$3 |
YES |
All |
N/A |
$18 |
YES |
$2.95 |
M |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Direct
Checking |
|
$25 |
$1500 |
$5.95 |
YES |
All |
N/A |
$18 |
YES |
$0 |
M |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Power Checking |
.05% |
$25 |
$50000 |
$24 |
YES |
All |
N/A |
$18 |
YES |
$2.95 |
M |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Select
w/Interest |
.05% |
$25 |
$5000 |
$14 |
YES |
All |
N/A |
$18 |
YES |
$0 |
M |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Totally
Free |
|
$25 |
$0 |
$0 |
YES |
All |
N/A |
$18 |
NO |
$2.95 |
M |
MANUFACTURERS &
TRADERS TRUST CO |
800-724-2440 |
Classic
w/ Interest |
.05% |
$25 |
$0 |
$0 |
YES |
All |
N/A |
$18 |
Yes |
$0 |
M |
PROVIDENT
BANK |
845-369-8551 |
EZ
Checking |
|
$1 |
$0 |
$5 |
YES |
15 |
$0.50 |
$30 |
YES |
$0 |
PB |
PROVIDENT
BANK |
845-369-8551 |
Pro
Checking |
|
$0 |
$1000 |
$10 |
YES |
All |
N/A |
$30 |
YES |
$0 |
PB |
PROVIDENT
BANK |
845-369-8551 |
Interest
Checking |
.10% |
$0 |
$1500 |
$12 |
YES |
All |
N/A |
$30 |
YES |
$0 |
PB |
PROVIDENT
BANK |
845-369-8551 |
50+
Checking |
.10% |
$100 |
$0 |
$0 |
YES |
All |
N/A |
$30 |
YES |
$0 |
PB |
RHINEBECK
SAVINGS BANK |
800-772-8760 |
Basic
Banking |
|
$25 |
$1000 |
$3 |
YES |
8 |
$.25 |
$26 |
YES |
$2.75 |
RSB |
RHINEBECK
SAVINGS BANK |
800-772-8760 |
Priority
Classic |
|
$100 |
$1000 |
$5.17 |
YES |
50 |
$.25 |
$26 |
YES |
$2.75 |
RSB |
RHINEBECK
SAVINGS BANK |
800-772-8760 |
Priority
Select |
.25%-
0.75% |
$100 |
$2500 |
$7.47 |
YES |
100 |
$.25 |
$26 |
YES |
$0 |
RSB |
RHINEBECK
SAVINGS BANK |
800-772-8760 |
Priority
Direct |
|
$25 |
$0 |
$5.17 |
YES |
150 |
$.25 |
$26 |
YES |
$0 |
RSB |
RHINEBECK
SAVINGS BANK |
800-772-8760 |
Priority
Elite |
.25%-
0.85% |
$2500 |
$10000 |
$18.77 |
YES |
200 |
$.25 |
$26 |
YES |
$0 |
RSB |
|
TD BANKNORTH NA |
800-836-0853 |
Value
Checking |
|
$1 |
$0 |
$3 |
YES |
8 |
$0.50 |
$35 |
YES |
$0 |
TD |
|
TD BANKNORTH NA |
800-836-0853 |
50+ Checking |
.10% |
$1 |
$100 |
$10 |
YES |
All |
N/A |
$35 |
YES |
$0 |
TD |
|
TD BANKNORTH NA |
800-836-0853 |
Convenience
Checking |
|
$1 |
$100 |
$15 |
YES |
All |
N/A |
$35 |
YES |
$0 |
TD |
|
TD BANKNORTH NA |
800-836-0853 |
Premier
Checking |
0.00 - 1.00% |
$1 |
$2500 |
$25 |
YES |
All |
N/A |
$35 |
YES |
$0 |
TD |
WACHOVIA
BANK |
800-922-4684 |
Free
Checking |
|
$100 |
$0 |
$0 |
YES |
All |
N/A |
$22 |
YES |
$0 |
|
WACHOVIA
BANK |
800-922-4684 |
Free
Student
Checking |
|
$50 |
$0 |
$0 |
YES |
All |
N/A |
$22 |
YES |
$0 |
|
WACHOVIA
BANK |
800-922-4684 |
Crown
Banking |
.05%-
.30% |
$100 |
$5000 |
$20 |
YES |
All |
N/A |
$22 |
YES |
$0 |
WB |
WACHOVIA
BANK |
800-922-4684 |
Crown
Select
Banking |
.05% |
$100 |
$10000 |
$25 |
YES |
All |
N/A |
$22 |
YES |
$0 |
WB |
WACHOVIA
BANK |
800-922-4684 |
Crown
Classsic
Banking |
.05% |
$100 |
$1000 |
$20 |
YES |
All |
N/A |
$22 |
YES |
$0 |
WB |
WACHOVIA
BANK |
800-922-4684 |
Access
Fifty |
|
$50 |
$0 |
$0 |
YES |
All |
N/A |
$22 |
YES |
$0 |
|