Person using an ATM

Bank Fees - Checking Accounts

East Southern Tier (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

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INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY
SERVICE
FEE

CHECK
RETURN
WITH
STMNT

#
FREE
ITEMS

PER
ITEM
FEE

NSF
FEE

OVERDRAFT
PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

CHEMUNG CANAL
TRUST CO

800-836-3711

Liberty
Club
Checking

$25

YES

All

N/A

$30

YES

CHEMUNG CANAL
TRUST CO

800-836-3711

Free
Checking

$25

YES

All

N/A

$30

YES

CHEMUNG CANAL
TRUST CO

800-836-3711

Global
Checking

$25

$100000

$15

YES

All

N/A

$30

YES

CHEMUNG CANAL
TRUST CO

800-836-3711

49 Forever
Checking

$25

YES

All

N/A

$30

YES

CCT

CHEMUNG CANAL
TRUST CO

800-836-3711

NOW
Account

.10%

$1000

YES

$.20

$30

YES

CCT

CHEMUNG CANAL
TRUST CO

800-836-3711

Money
Market

.40%

$2500

YES

N/A

$30

YES

CCT

CHEMUNG CANAL
TRUST CO

800-836-3711

Prestige
Insured
Money
Market

1.75%

$25000

YES

N/A

$30

YES

CCT

CITIZENS BANK

877-360-2472

Personal
with Interest

.05%

$50

$1000

$10

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
with Interest

.15%

$100

$7500

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle

$100

$5000

$15

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Circle
Gold

.50%

$100

$20000

$20

YES

All

N/A

$35

YES

CITIZENS BANK

877-360-2472

Green

$25

YES

All

N/A

$35

YES

COMMUNITY
BANK

800-388-4679

Completely
Free

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

50 & Better
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

VIP Free
Interest
Checking

.15%

$50

YES

All

N/A

$30

YES

COMMUNITY
BANK

800-388-4679

Wall Street
Checking

.70%

$50

$1000

YES

All

N/A

$30

YES

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$25

$15000

$15

YES

All

N/A

$35

YES

JP MORGAN
CHASE BANK

877-682-4273

Premier
Checking

.01%

$25

$15000

$25

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Better
Banking

$12

$1500

$10

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Chase
Checking

$25

All

N/A

$25

YES

JP MORGAN
CHASE BANK

800-400-6828

Premier
Platinum

.05% -
.15%

$5000

$75000

$35

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

College
Checking

$25

See
Note

$10

YES

All

N/A

$25

YES

$4.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Basic
Banking

$25

YES

All

N/A

$18

YES

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Direct
Checking

$25

$1500

$5.95

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Power
Checking

.75%

$25

$50000

$24

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Select
w/Interest

.05%

$25

$5000

$14

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Totally
Free

$25

YES

All

N/A

$18

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Classic
w/ Interest

.05%

$25

YES

All

N/A

$18

Yes

NBT BANK

800-628-2265

Classic

All

N/A

$25

YES

$4.50

NBT

NBT BANK

800-628-2265

Classic
Interest

.25% -
.50%

$100

All

N/A

$25

YES

$4.50

NBT

NBT BANK

800-628-2265

Star
Plus

.25% -
.50%

$400

All

N/A

$25

YES

$2.50

NBT

THE PEOPLES
NATIONAL BANK

607-721-8830

Freedom

YES

All

N/A

$30

YES

THE PEOPLES
NATIONAL BANK

607-721-8830

Club
Account

YES

All

N/A

$30

YES

PNB

THE PEOPLES
NATIONAL BANK

607-721-8830

People's
Account

.30%

$5000

$10

YES

All

N/A

$30

YES

THE PEOPLES
NATIONAL BANK

607-721-8830

Regular
NOW

.25%

$1000

YES

All

N/A

$30

YES

THE PEOPLES
NATIONAL BANK

607-721-8830

Money
Market

.50% -
1.51%

$2500

YES

N/A

$30

YES

TIOGA STATE
BANK

607-779-6023

Rewards
Checking

4.75%

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Free
Checking

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Interest
Checking

.05%

$2500

$25

YES

All

N/A

$25

YES

TIOGA STATE
BANK

607-779-6023

Relationship
Interest Checking

.05%

$2500

$25

YES

All

N/A

$25

YES