Person using an ATM

Bank Fees - Checking Accounts

Central New York (Note to Institutions: If you do not see your products listed here please contact us. Click here for our contact form.)

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INSTITUTION

PHONE

ACCT
NAME

INT
YIELD

MIN
TO
OPEN

MIN
TO
AVOID FEES

MONTHLY
SERVICE
FEE

CHECK
RETURN
WITH
STMNT

#
FREE
ITEMS

PER
ITEM
FEE

NSF
FEE

OVERDRAFT
PROTECTION

ONLINE
BILL
PYT
FEE

NOTES

ALLIANCE BANK

800-310-6275

Alliance
Gold

.10%

$25

YES

All

N/A

$30

YES

ALLIANCE BANK

800-310-6275

Interest
Checking

.25% -
1.00%

$25

$1500

YES

All

N/A

$30

YES

ALLIANCE BANK

800-310-6275

Free
Checking

YES

All

N/A

$30

YES

ALLIANCE BANK

800-310-6275

Alliance 50
Checking

.10%

$25

YES

All

N/A

$30

YES

BANK OF AMERICA

800-432-1000

Advantage

.05%

$100

$25000

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

My Access

$25

$5.95

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Regular

$100

$750

$12.00

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Campus
Edge

$25

YES

All

N/A

$25

YES

BANK OF AMERICA

800-432-1000

Preferred

.05%

$100

$10000

$18

YES

All

N/A

$25

YES

FIRST NIAGARA
BANK

800-421-0004

Preferred

.10%

$10000

$10

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Prestige

.15%

$50000

$15

YES

All

N/A

$30

YES

FNB

FIRST NIAGARA
BANK

800-421-0004

Value

YES

All

N/A

$30

FNB

FIRST NIAGARA
BANK

800-421-0004

E-Checking

YES

$.50

$30

FNB

GEDDES FEDERAL
S & L

315-468-6281

New Wave
Checking

$25

YES

All

N/A

$25

YES

GEDDES FEDERAL
S & L

315-468-6281

NOW
Checking

.55%

$250

$2.50

YES

All

N/A

$25

YES

GEDDES FEDERAL
S & L

315-468-6281

Super NOW
Checking

.65%

$2500

$2.50

YES

All

N/A

$25

YES

HSBC BANK
USA NA

800-975-4722

Choice
Checking

$1500

YES

ALL

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Basic
Checking

YES

$.35

$35

YES

HSBC BANK
USA NA

800-975-4722

Student

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Premiere
Checking

.05%

$100000

$50

YES

All

N/A

$35

YES

HSBC BANK
USA NA

800-975-4722

Plus
Checking

.02%

$15000

$15

YES

All

N/A

$35

YES

JP MORGAN
CHASE BANK

877-682-4273

Premier
Checking

.01%

$25

$15000

$25

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Better
Banking

$12

$1500

$10

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

Chase
Checking

$25

All

N/A

$25

YES

JP MORGAN
CHASE BANK

800-400-6828

Premier
Platinum

.05% -
.15%

$5000

$75000

$35

YES

All

N/A

$25

YES

JP MORGAN
CHASE BANK

877-682-4273

College
Checking

$25

See
Note

$10

YES

All

N/A

$25

YES

$4.95

KEYBANK

800-539-9055

Key
Advantage

.05%

$50

$10000

$15

YES

All

N/A

$32

YES

KEYBANK

800-539-9055

Key
Express

$50

YES

All

N/A

$32

YES

KEYBANK

800-539-9055

Key
Student

$50

YES

All

N/A

$32

YES

KEYBANK

800-336-4750

Key
Privilege

.40% -
.50%

$50

$25000

$25

YES

All

N/A

$32

YES

KEYBANK

800-336-4750

Key
Privilege
Select

1.00% -
2.00%

$50

$100000

$25

YES

All

N/A

$32

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Basic
Banking

$25

YES

All

N/A

$18

YES

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Direct
Checking

$25

$1500

$5.95

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Power
Checking

.75%

$25

$50000

$24

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Select
w/Interest

.05%

$25

$5000

$14

YES

All

N/A

$18

YES

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Totally
Free

$25

YES

All

N/A

$18

$2.95

MANUFACTURERS &
TRADERS TRUST CO

800-724-2440

Classic
w/ Interest

.05%

$25

YES

All

N/A

$18

Yes

ONEIDA SAVINGS
BANK

315-363-2000

Totally
Free
Checking

$50

YES

All

N/A

$25

YES

ONEIDA SAVINGS
BANK

315-363-2000

50+
Interest
Checking

.15%

$50

YES

All

N/A

$25

YES

ONEIDA SAVINGS
BANK

315-363-2000

VIP Free
Interest
Checking

.15%

$50

YES

All

N/A

$25

YES

ONEIDA SAVINGS
BANK

315-363-2000

Premium Interest
Checking

.25%
- 0.75%

$50

$1000

YES

All

N/A

$25

YES

SOLVAY BANK

315-468-1661

Direct
Rewards

YES

All

N/A

$25

YES

SOLVAY BANK

315-468-1661

Basic
Banking

$15

YES

All

N/A

$25

YES

SOLVAY BANK

315-468-1661

Simply
Free

$15

YES

$.15

$25

YES

SOLVAY BANK

315-468-1661

NOW
Personal

.25%

$15

$500

YES

All

N/A

$25

YES

SOLVAY BANK

315-468-1661

Money
Market
Personal

0.06% -
1.00%

$15

$2500

YES

All

See
Note

$25

YES

SOLVAY BANK

315-468-1661

Money
Market
Advantage

.60% -
1.25%

$25000

YES

All

See
Note

$25

YES

SOLVAY BANK

315-468-1661

Diamond
Checking

$15

YES

All

N/A

$25

YES