dcsimg

Ask the expert

Add captcha
Close
Enter the text shown above:

How does the Bank of America MasterCard compare with other cards?

By , CardRatings contributor
  • Google +
  • Twitter
  • Facebook

Like most credit card issuers, Bank of America offers credit cards on a variety of platforms: MasterCard, Visa and American Express. While the differences between them may seem subtle, your purchasing patterns and travel habits may make one card a better deal for you than another.

Among the specialized credit cards available from its website, Bank of America only offers three MasterCard accounts:

  • MLB BankAmericard Cash Rewards Credit Card. One of several specialized credit cards for sports fans, this card offers a 20 percent discount on official Major League Baseball memorabilia when you shop through the Add it Up® website, along with rewards points redeemable for special sports experiences and souvenirs.
  • Spirit Airlines MasterCard. Enjoy special perks and bonus miles on a growing discount air carrier.
  • Norwegian Cruise Line MasterCard. Trade points for special discounts and indulgences on your next cruise vacation.

All three cards offer access to MasterCard's growing suite of member benefits, such as online discounts and "Priceless Rewards." If you're saving up for a particular reward from one of these three affinity partners, then you'll enjoy earning and redeeming your rewards points. However, if you're looking for the best overall value from Bank of America's credit card lineup, here's an one option:

  • BankAmericard Cash Rewards Visa Signature Card. BofA revived its historic brand for this "1-2-3" cash back credit card. Earn 1 percent rebates on all your everyday purchases, plus 2 percent on groceries and 3 percent at gas stations for the first $1,500 in combined gas and grocery purchases each quarter.

After a few years of focusing on growing its portfolio of private label and affinity credit cards, Bank of America recently streamlined its core offers under the BankAmericard brand. Bank of America credit cards come with another very valuable feature: access to knowledgeable associates at its local retail bank branches.

Credit card offers change all the time, but many of Bank of America's accounts feature terms and conditions similar to those offered by other major issuers, including Chase, Citi and Capital One. Compare those deals to learn whether Bank of America has a credit card that fits your lifestyle and your budget.

0 Responses to "How does the Bank of America MasterCard compare with other cards?"

No Comments

Leave a Comment
 
 
 
About Our Ratings ×

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. Ratings vary by category, and the same card may receive a certain number of stars in one category and a higher or lower number in another.

The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers.

Advertisers in our database are highlighted, and advertisements include an option to apply using links on our site. CardRatings.com may be compensated by companies mentioned on the site when a user's application is accepted or approved by such companies.

How do your cards stack up?

Compare your card starting here

NEXT »

Featured Partner Cards

loading